BUSINESS SOLUTIONSRunning a business is not always easy
We can help with that
We view your business from a 360 degree holistic approach to look at all your financial needs.
From cash-flow through to asset finance and commercial acquisitions.
The S3F Group has specific industry experience and expertise to assist with a range of industries including the medical industry to professional services and a wide range of SME financial needs
Some areas we can assist with are:
- Commercial Property
- Specialised Securities
- Working Capital Finance
- Cash Flow Lending
- Invoice Finance
- Trade Finance
- Fit Outs
- Specialised Equipment (forklifts, excavators, truck & trailer, etc)
- Medical Equipment for Dentist, Pharmacist, Optometrist, and Radiology
Commercial hire purchase agreements are typically used by individual business customers who wish to place a deposit into their finance contract or nominate the value of the balloon (final installment) on their contract. This type of contract offers maximum flexibility to set the monthly repayment amount to suit individual circumstances.
Business PLANT & EQUIPMENT
Chattel mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.
It is designed for those sole traders and partnerships who account for their business operations on a cash basis and can be used for purchasing a new vehicle or upgrading an existing vehicle.
Loan terms can be structured in line with the useful life of the equipment.
Commercial Hire Purchase
Commercial hire purchase agreements are typically used by individual business customers who wish to place a deposit into their finance contract or nominate the value of the balloon (final instalment) on their contract.
This type of contract offers maximum flexibility to set the monthly repayment amount to suit individual circumstances.
If you want to look after your well-earned cash, a Novated Lease is a no-nonsense approach to buying a car. Novated leasing is the easy way to manage your vehicle, finance and running costs in one regular salary deduction.
A better alternative to buying
With so many savings and such a simple process, novated leasing is gaining a lot of popularity across Australia. It gives you all the benefits of ownership and none of the headaches.
You can choose any make and model of car you like and the only real dilemma is deciding which vehicle suits you best.
We can advise on the best business loan products to fund your business growth and finance business initiatives.
There is a choice of repayment options to suit your cash flow requirements as well as the choice of fixed or variable interest rates.
Business loans are available with loan terms of more than one year.
Cash Flow Lending
Where you are purchasing a business or franchise where there is a sustainable cash flow (eg. GP Doctors, dentist, specialist, pharmacist, optometrist, physiotherapist, chiropractor, podiatrist, veterinarian, other allied medical) we are able to lend without the need for bricks and mortar security.
Invoice and Trade Finance
Cash flow funding is a facility to provide your business with funding outstanding invoices. This facility gives quick access to the proceeds of approved credit sales, often within 24 hours of processing the invoices. Short term funding is also available by offering the equity in property without any need to refinance the property.
This service is ideal for financing the needs of well managed and financially sound businesses. It is fully confidential with all existing collection and customer relationship functions retained by the business.
- Removes the need to offer discounts to customers for early settlement of accounts
- Generates significant profits from potentially accessing supplier discounts for early payment
- Accelerates cash flow by receiving payments sooner and making more effective use of available working capital
Structured Finance Solutions
We can assist with structuring financing solutions for your business.
If you are looking to finance a commercial property or a business purchase, call us to find out how we can help.
- Working Capital
- Structured Repayments to suit your Cash Flow
- Quarterly repayments instead of monthly reqpayments
- Seasonal limits