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Highly recommend Josh. He was amazing and has high quality service. Josh was our broker for purchasing our first home on the Mid North Coast. Josh was a superstar for us as we navigated our first purchase. He responded to every email promptly, took and returned every phone call and emails regardless of the time or day, even weekends. We couldn't have done this without Josh by our side. 100% recommend Josh to anyone.

I don't normally do reviews but with the level of service and attention to details Sam from south west lending solution gave my partner and I, I couldn't help myself. Throughout the whole process Sam and his team were able to refinance our mortgage and my car loan to get us a lower interest rate on both loans and get us some money to do renovations to our house. The best part about it. We are actually paying less per month than we were before and we get to fix up our home. One again, thank you Sam for all your help.

A thorough and professional purchase experience. Josh Woodhouse recently assisted me with the purchase of a property. I was impressed with the thorough and professional way he provided his mortgage broking service to me. His knowledge about the matter at hand, and mist importantly, the strategy that was best adopted to succeed with the application was second to none. The experience was also highly personalised. Josh always returned calls, even if contact was required after business hours. Discussion on important matters was never too difficult, and Josh always took all the time necessary to explain anything that was unclear. He also had the answer on hand to any enquiries even though he had no prior warning to questions that were going to be asked. I couldn't recommend Josh highly enough and I would have no hesitation in seeking his assistance in the future. The whole process, and the fact that someone with his knowledge and commitment to quality service is available for future purchases gives me great peace of mind.

We would just like to thank Josh for everything he has done to get us our home . You have gone above and beyond , your communication was fantastic and guaranteed we will be seeing you again . Thanks Josh and team . Andy and ange

Josh has been an absolute pleasure to work with, available any time we needed and provided clear information and guidance throughout the entire process, we couldnt be more happier with his service, you won't find anyone better, would absolutley recommend him, forget the rest he is the best! ⭐️⭐️⭐️⭐️⭐️

Josh is a top class professional and provides personalised friendly service. This was our first home buy and there were lots of unknowns in the journey. We were provided with precis guidance and helped us all the way through to the settlement. I will recommend Josh Woodhouse to anyone with no hesitation.

Sam and his team have been terrific. He made the complex seem simple and got us over the line very efficiently. Took up a fight with a previous bank when needed to get them moving. Always promptly responsive to phone calls and correspondence and well on top of his work. Can’t fault the experience and am very happy to recommend them to others.

Sam was so good and patient with us, we were so happy with the recommendations made. Would not hesitate in recommending Sam to anyone! If you are looking for great service, knowledge and experience Sam is the best person to work with.

We used Josh as our mortgage broker for our new property purchase. Our situation was a bit complicated as my husband is self-employed, but Josh was happy to engage with us and take the time to provide expert advice several months before we were even looking to buy, as we prepared to get all our ducks lined up ready to go for the purchase. Once we were ready to buy, Josh gave us some excellent advice on how to structure our loan to maximise benefits from offset accounts while also negotiating with lenders to get us the best interest rate possible. Josh's responsiveness and willingness to help at any time of day was something that we really valued and ultimately enabled us to swiftly close a deal on our property and ensured our finance was all ready to go by settlement date without any hiccups. It was such a smooth and easy process, I would highly recommend Josh to anyone looking for a mortgage broker, especially if you are self-employed!

Very professional and humble.

Without hesitation, we couldn’t recommend Josh more highly! Thanks to his deep market knowledge and superior professionalism, Josh guided us through a surreal milestone and life-changing first-home purchase. He was ever present on a long and unique journey, always adapting and pivoting as the circumstances evolved. Josh continually offered clear communication, calm guidance, and expert advice in a personable and friendly manner. We’d gladly work with Josh again in the future.

Great result. Professional in every way. Josh did an amazing job getting me the loan for the new property. He was efficient and professional with his work. His assessment was accurate and was able to secure an amazing result. He made the whole process easy. I will be asking Josh to help me with any potential future purchases.

Absolutely stellar service! Scott was instrumental in securing the finance needed. His expertise and dedication made the process smooth and efficient. I highly recommend them to anyone in need of financial assistance.

Josh was a series of pleasant surprises. We never imagined to have a warm-hearted, caring and kind mortgage broker! Josh truly loves and enjoys being the driving force for first-time buyers to get their own home. Every interaction with Josh is very warm, positive and motivating. Our search went longer than expected for several reasons. Josh has been standing by our side supporting us. He would always come back with really smart answers with our odd questions during the whole time. We cannot thank enough to Josh for making it happen, giving us up to speed, supporting us during the very long search where we nearly gave up, giving us really good advices around the settlement and following up after the settlement and the first loan payment! He is not only very good with what he does with his thoroughness and never-give-up spirit but also has the heart of gold and huge patience. Josh is very, very special. Thank you so much once again for all you have done for us. Josh went far beyond and he did the same to my husband's colleague and his mate. Absolutely talented…

"Thank you for your assistance throughout the loan process . Josh has made everything so easy for me . He goes out of his way to Exsplain everything in detail he made sure I understood everything and all his advice was in my best interest. I thank you Josh for responding to my emails with in minutes always!!! I will certainly recommend your services to anyone I know who needs a mortgage." Grazyna

Could not recommend Sam enough to anyone! Being new to buying our first home and not knowing much about purchasing a property, Sam was amazing and very helpful at explaining everything step by step, not to mention whenever we had a question he would get back to us very quickly, even if this meant on a weekend or late at night. I would highly highly recommend Sam to anyone!! We would not have been able to purchase our property without him!

As Joe Esposito would say - “you’re the best around” Josh is 10/10. Communicates quickly and accurately, and will generally get you updates before you even think to ask for them. Can’t beat him.

Excellent Customer Service & Timely Advice. I was extremely impressed with the high level of communication & professionalism that Josh operated with. He always went above & beyond to provide the best possible solution & always kept me updated with how everything was progressing. I would not hesitate to recommend Josh & his services!

Josh came recommended by our accountant.
It had been a long time since we had taken out a loan, things had certainly changed!
His comprehensive knowledge on how to navigate our loan application made the process a lot less complicated for us. His professional manner and patience allowed us to feel comfortable enough to ask him any questions we may have had. Josh was prompt and courteous in his replies which always included a full explanation of what we were undertaking.
Would definitely use his services again on our next loan.

Amazing quality of service by Scott who helped me purchase my first optometry business. Scott was very knowledgeable, helpful, responsive and easy to work with through every step of the process. Thank you again Scott for your assistance and for being a part of the journey!

Josh is friendly, knowledgeable, reliable and available. Everything you need in a broker and more! Who knew the process of obtaining finance could actually be enjoyable!

Excellent Mortgage Experience We were referred to Sam to be our broker and we couldn’t be happier with our experience! Sam was able to explain the entire purchasing/mortgage process from start to finish in a way that was easy for us to understand as first home buyers. We will be recommending Sam to anyone we know looking for a broker in the future.

I've personally known Scott for around 25 years, and have now set up finance with both Scott and Josh. They know their stuff, they present the options to me clearly and in an unbiased fashion, listening to what I want in a product. Quick to respond, informative, and helpful. Will be the first port of call for any finance products in the future.

Very professional. Josh helped us at every step of the journey from sorting out our bank loans to the final settlement. He was very professional and contactable the whole time and was always there to help. Overall, it was a very good experience and we highly recommend his services.

Josh, Scott and the team at Strategic 360 Finance are generous in sharing their knowledge and expertise to get the best outcomes for their clients. Excellent service!

I have known Sam for many years and have had all my home loans done through him. Sam makes the process easy and I am confident he will find me the best loan which suits my financial situation. Sam is available at any time for help and advice. I am looking forward to dealing with him in the future.

Absolutely first-rate and flawless service from Josh Woodhouse and his team at S3F Group. Josh assisted us to secure an excellent financial product perfectly suited to our needs. Seamless and secure onboarding, followed by candid, clear, expert and timely advice. Couldn't ask for better. Highly recommended; will absolutely utilise S3F services again in future. Our thanks again, Josh.

10 out 10. Would finance through Josh anytime! My wife and I secured our home loan through Josh. He is by far the best broker I have worked with. He was with us every every step of the way and was very easy to deal with.

Friendly staff, great communication. Thanks for your help and assistance Sam.

Home Loan Establishment and Approval. Josh was great to deal with whilst applying for our home loan. This was during a difficult time in September 2022, around the time the cash rate began to increase. Josh was great in keeping us updated and doing everything he could to make it a seamless process. Thanks!