Home

Professional, Reliable and Refreshing! Josh was an absolute pleasure to do business with. He would always go above and beyond to ensure our needs were met, answered any questions in a timely manner and would think outside the box to exhaust every opportunity in order to meet our requests. I would highly recommend Josh to anyone that needs financial advice, and we will continue to use his services for any future business. Thanks Josh for your professionalism, personalised service, and being all-round top bloke!

I cannot recommend Josh enough for his exceptional service as a mortgage broker. From the very start, Josh has been incredibly supportive, understanding, and flexible in meeting my needs. He goes above and beyond to tailor his services to exactly what I require, and no task is too difficult for him to handle. I am truly grateful for his dedication and professionalism. Josh consistently checks in to ensure everything is going smoothly, and his follow-up services are unparalleled. His proactive approach and genuine care for his clients make him stand out in the industry. Thank you, Josh, for your outstanding support throughout this process. - Posting on behalf of my Father-In-Law Nigel Letton 2024

Sam Zammit got us a great deal on our loans and it was a very smooth easy process. Highly recommended.

As first home buyers, Josh was always quick to respond to questions we had. He made the process of getting a loan quick and easy, keeping us in the loop the entire time. I would recommend Josh to anyone looking to take out a home loan.

Mortgage & Investment Re-Finance Right from the start, Josh was transparent. His communication with us was always a priority. We were informed every step of the way. He didn't back down, even with a few hurdles. Always looking after our best interests. My wife & I are extremely happy with what Josh has organised for us. I would recommend his service to all that want a professional on their side.

Josh came recommended by our accountant. It had been a long time since we had taken out a loan, things had certainly changed! His comprehensive knowledge on how to navigate our loan application made the process a lot less complicated for us. His professional manner and patience allowed us to feel comfortable enough to ask him any questions we may have had. Josh was prompt and courteous in his replies which always included a full explanation of what we were undertaking. Would definitely use his services again on our next loan.

Absolutely first-rate and flawless service from Josh Woodhouse and his team at S3F Group. Josh assisted us to secure an excellent financial product perfectly suited to our needs. Seamless and secure onboarding, followed by candid, clear, expert and timely advice. Couldn't ask for better. Highly recommended; will absolutely utilise S3F services again in future. Our thanks again, Josh.

Excellent Customer Service & Timely Advice. I was extremely impressed with the high level of communication & professionalism that Josh operated with. He always went above & beyond to provide the best possible solution & always kept me updated with how everything was progressing. I would not hesitate to recommend Josh & his services!

Always keep us in the loop and answered all questions promptly

Josh was great from our pre-approval right through to settlement. He is friendly, approachable, extremely knowledgeable and made the entire process as easy and stress-free as possible. We are thrilled with the service that Josh has provided us and are looking forward to working with him in the future. Thank you Josh for helping us secure our first home!

Exceptional Broker! Sam has been my broker for over 5 years now and has helped me with all financial aspects from personal loans to our most recent mortgage changeover. Sam recently overseen the sale and purchase of our properties and made the entire process stress free. It has been great working with Sam and he is always happy to make contact if there is something you do not understand. Sam is an exceptional broker and a truly kind person!

Scott has been invaluable in obtaining financing for the purchase of my optometry practice. He gives practical advice and sets realistic expectations on timeframes and outcomes. His strong work ethic and experience in the industry were an immense asset during the financing process. My lender was quite impressed with the detail and quality of Scott's work.

Thanks for your continued help and expertise, allowing me to grow and prosper my practice!

"Thank you for your assistance throughout the loan process Josh, you have made everything so easy for me with at all times throughout communicating with me .
Josh goes out of his way to Exsplain everything in detail he made sure I understood everything and all his advice was in my best interest.
I thank you Josh for responding to my emails with in minutes always!!!
I will certainly recommend your services to anyone I know who needs a mortgage."

Josh Woodhouse has been so helpful every step of the way with getting our first home, from helping us find a lender to settlement day. As my wife and I are FHB, Josh explained everything very clearly for us and always got back to us quickly for any questions that we had. The work he does shows he really takes care of his clients. It's been such a smooth journey, and we would highly recommend Josh to anyone.

Fantastic support and guidance from Josh. Josh was on top of everything at all times, we were never waiting for answers. Josh made everything easy and simple

Strategic 360 Finance provided unequalled service and professionalism, in particular my experience with, Josh. He was always readily available and happy to help at anytime, offering the best rates and service. If you're looking for a finance specialist or advice I highly recommend Strategic 360 Finance!

Down to earth and committed to helping his clients find the best deal. Josh helped us from start to finish (about 18months in total!). We had various changes to our circumstances over that time and Josh was always willing to help. He was always available to speak with and always took the time to explain the concepts and explore various options. When we did manage to find a property and had pre approval with one bank, Josh still looked around for other options just in case their was another bank with better rates etc. Thanks for all your help Josh!

I would recommend Josh to anyone who asks for a great Mortgage Broker! Josh is very professional, knowledgeable and easy to communicate with. He guided me through the entire process and always kept me up to date. From start to end, Josh was very helpful and always happy to answer any questions I had. I cannot recommend him highly enough!

Josh Woodhouse was my broker when purchasing a new home recently and he made the stressful process much easier!! He was highly responsive, able to work around my busy schedule and was great at interpreting the finance jargon for me. I have also worked with Alan Hicking in the past when financing several vehicles. S3F group are fantastic!

The team at Strategic 360 Finance are fantastic to work with. They're very knowledgeable, friendly and offer a diverse range of expertise within their team. Have seen them provide outstanding results time and time again! Strongly recommend them.

We have used Josh's services on several occasions because he is great to deal with, knowledgeable and gets the best options for us. He makes the process seamless, which we are very grateful for because our property portfolio is complex. Thank you Josh for your exceptional work, for all our properties!

Best in the business We have had quite a bit of experience with brokers across the years and properties, Josh was nothing short of professional, measured and up-to-date with his approach. Always available and diligent with strategy options, tailored to our plans.

Josh and his team were very professional. He guided us from start to finish, making the purchase of our home a stress free experience. Josh was able to engage the banks on our behalf to get some of the tough questions answered and an excellent outcome.

Josh has helped us decide on the best option for a home loan. He is such a great person to go this terrifying journey with. Made us feel confident and on the right track from day 1. He constantly updates and assure us on every step. He is honest and genuine. Josh is a dream machine, making our home dreams possible. Thanks for all his help, we are now homeowners!!! Highly recommending him to everyone.

Josh was recommended to us by a friend. We had an initial meeting with Josh to make sure it was a good fit. Josh listened to our needs and was able to present us with a number of options. I had a few questions about things I didn’t fully understand and Josh was able to explain. He always took the time explain and provide options. We refinanced our mortgage in a very hassle free way. All the stress and dealing with bank directly was taken over by Josh. Highly recommend.

Sam and his team have been terrific. He made the complex seem simple and got us over the line very efficiently. Took up a fight with a previous bank when needed to get them moving. Always promptly responsive to phone calls and correspondence and well on top of his work. Can’t fault the experience and am very happy to recommend them to others.

Excellent Refinance Experience. We recently decided to refinance with Josh as an alternative to going to a bank directly as we just felt we needed better advice, clearer communication and a personalised approach for our specific needs. Josh guided us through every hurdle and gave us sound logical options for our decisions. He often took much time to talk about options or provide us with product summaries which really gave us a true understanding of the market. We felt that we were well informed and we were able to take into account many options and many products which were investigated by us to suit our needs. We were able to investigate many refinance products which Josh had suggested to eventually give us the deal that we were looking for. Also many of the cumbersome and time consuming tasks of obtaining contracts and waiting on processes were done instantly in a time effective digital format. Contracts sited, signed and done in a matter of hours not days. Josh gave us clear and concise timelines and precise steps with the correct information so we never felt like we had been mixed up or lost along the way. It’s so much better to have prompt advice and clear steps to this process, it is much better than relying on one person in a bank that maybe unavailable to give you this personal service because they have simply have to much other work to perform. A notoriously boring and time consuming task was made easy with clear steps that eventually led to the refinance deal we wanted. Josh gave us a prompt response when required to place us back on track and finish the task! Highly recommended👍

Great support all the way! Scott will take the pain out of dealing with the detail required by lenders & finding the best deal. Thanks Scott for helping us through the buy out.

Always amazing!! Sam has been a massive asset to the development of our property portfolio. He has a deep understanding of the loan structures and borrowing arrangements for so many lenders across all states and always ensures that he finds the best possible options for us. Our last purchase was a complex new build that had multiple Covid delays and at no time did Sam ever complain about having to go through all of the paperwork again and again as we needed to keep extending loans and then reapplying. Thank you Sam for always being cool, calm and able to reassure us that we would get the bets outcome in the end, no matter how difficult the situation appeared at times.

High anxiety gets relieved by helpful broker. Could not have made the process easier, we asked, we got the info, we chose, we got approval, we got our dream house! Thank you so much for handling everything! We could not have asked for a better broker 🙂