I would recommend Josh without a second thought. He made our first home buying experience easy and always kept us up to date throughout the whole journey. He was always available to chat whenever we had any questions and relieved a lot of the stress along the way. Josh is definitely the person you want if you are after a mortgage broker. Thank you again Josh for your amazing work!

10 out 10. Would finance through Josh anytime! My wife and I secured our home loan through Josh. He is by far the best broker I have worked with. He was with us every every step of the way and was very easy to deal with.

Professional, Reliable and Refreshing! Josh was an absolute pleasure to do business with. He would always go above and beyond to ensure our needs were met, answered any questions in a timely manner and would think outside the box to exhaust every opportunity in order to meet our requests. I would highly recommend Josh to anyone that needs financial advice, and we will continue to use his services for any future business. Thanks Josh for your professionalism, personalised service, and being all-round top bloke!

Josh was wonderfully helpful, and very responsive to all our queries. I couldn't recommend him highly enough.

Amazing Guy - Thanks Josh
Was referred to Josh by my business partner. He's been absolutely fantastic from the very first phone call. Always available and always keeping you in touch with what's going on. Josh went above and beyond to secure my loan, always presenting best case scenarios and options. Will always look to Josh first before taking out another home loan.

Josh has been an absolute pleasure to work with, available any time we needed and provided clear information and guidance throughout the entire process, we couldnt be more happier with his service, you won't find anyone better, would absolutley recommend him, forget the rest he is the best! ⭐️⭐️⭐️⭐️⭐️

A thorough and professional purchase experience. Josh Woodhouse recently assisted me with the purchase of a property. I was impressed with the thorough and professional way he provided his mortgage broking service to me. His knowledge about the matter at hand, and mist importantly, the strategy that was best adopted to succeed with the application was second to none. The experience was also highly personalised. Josh always returned calls, even if contact was required after business hours. Discussion on important matters was never too difficult, and Josh always took all the time necessary to explain anything that was unclear. He also had the answer on hand to any enquiries even though he had no prior warning to questions that were going to be asked. I couldn't recommend Josh highly enough and I would have no hesitation in seeking his assistance in the future. The whole process, and the fact that someone with his knowledge and commitment to quality service is available for future purchases gives me great peace of mind.

Josh has been an absolute pleasure to deal with the past few months. He is so prompt with getting back to me with all my questions. He has made the whole process of getting a mortgage very easy. I would recommend him and his team to anyone looking to get a loan out. Thank you so much Josh.

I’ve worked with S3F Group across multiple transactions — both commercial and personal — including business acquisitions and residential purchases. Their customer service has consistently been outstanding: responsive, proactive, and genuinely solutions-focused, even when navigating some quite complex deals. Scott and the team always goes above and beyond to find the best outcome, and their professionalism and clarity make the process smooth and stress-free. I wouldn’t hesitate to recommend them to anyone looking for a trusted finance partner.

Josh was very good to deal with and made the process simple. I highly recommend Josh and the S3F Group.

Sam Zammit got us a great deal on our loans and it was a very smooth easy process. Highly recommended.

Our first time needing finance and our situation was quite complicated. I couldn't recommend Josh more highly, he helped us every step of the way.

Great experience . I had a long, frustrating journey trying to find a home these past few years, and Josh was there to help me and give advice every step of the way. Definitely recommended as a mortgage broker!

Great result. Professional in every way. Josh did an amazing job getting me the loan for the new property. He was efficient and professional with his work. His assessment was accurate and was able to secure an amazing result. He made the whole process easy. I will be asking Josh to help me with any potential future purchases.

Highly recommend Josh. Great experience with Josh! Josh is knowledgeable, approachable and very efficient. Easy to deal with, very friendly nature and communication is impressive. Very grateful for Josh assisting us in securing a refinancing loan. Thanks Josh!

Josh and his team were very professional. He guided us from start to finish, making the purchase of our home a stress free experience. Josh was able to engage the banks on our behalf to get some of the tough questions answered and an excellent outcome.

We've always had wonderful service from Scott Woodhouse. Nothing seems to be a problem, and he has always been prompt in responding to my many enquiries, Scott has pointed me in the right direction regarding loans for my business as well as for our home. I have no hesitation in recommending Scott and Josh to other friends or family. Katerina and Bruce Novarina. Fairy Meadow NSW

Josh’s expertise in his field was clearly evident in each interaction. He ensured we received the most up to date information and guided us through the loan process every step of the way. He was always available to answer any and every question we had and always took the time to ensure we understood our options. He truly went above and beyond and we cannot recommend him highly enough, especially for first home buyers. We look forward to working with him again on our next purchase.

Special thanks to Josh Woodhouse at S3F for working with us to ensure we got the finance we needed. He must be commended on his professionalism and timeliness, we can't thank him enough.

My partner and I were recommended to Josh Woodhouse to help assist and guide us in the process of attaining a mortgage. Josh was extremely helpful and professional throughout the entire process. As first time buyers, we had very little knowledge but Josh assisted in every step of the process ensuring we had a smooth experience. Josh was highly responsive to questions and all messages and continued to go above and beyond. We couldn't thank Josh enough for all his work and helping us secure our first home! 🙂

As first home buyers, Josh was always quick to respond to questions we had. He made the process of getting a loan quick and easy, keeping us in the loop the entire time. I would recommend Josh to anyone looking to take out a home loan.

Josh is friendly, knowledgeable, reliable and available. Everything you need in a broker and more! Who knew the process of obtaining finance could actually be enjoyable!

Sam Zammit, Gosh.... what can I say?? I would recommended him everyday of the week!! Sam Zammit, Gosh.... what can I say?? I would recommended him everyday of the week!! Always answers my calls, emails, and questions promptly... this is the second time I have used his services. I would never go anywhere else. I am extremely busy all the time, Sam just makes a loan process so much easier. I know I will be using him again in the future. Your the Best Sam!!! ✔ Copied review text

Alan and Josh were a great help in getting our house refinanced to a lot better rate with a product that suited our needs in a fast and professional manner. We were showed different options with different benefits to each and products from multiple suppliers so we could get the full picture of products on offer. Thanks again guys.

Acquiring finance for our first home was seamless with the help of Josh from Strategic 360 Finance. My partner and I were fortunate enough to purchase our first home working with Josh who ensured all our questions were answered and made the experience so memorable. A few factors in our situation would generally make what we needed quite tricky but with Josh’s knowledge, support and experience the process was seamless. We would recommend Josh to anyone who wants full support and transparency throughout the process of gaining a home loan.

Couldn't have higher recommendations of Sam and the team. He was great with working with our needs and getting us into our new home, whilst maintaining what we already had.

The team and S3F Group is excellent. Josh W. was awesome and explained everything so well. He was always very quick to respond to any inquiries and offered great guidance. As someone who did this for the first time, Josh helped so much. Would totally recommend.

Josh, Scott and the team at Strategic 360 Finance are generous in sharing their knowledge and expertise to get the best outcomes for their clients. Excellent service!

Josh is a passionate and consummate professional who is amazing at providing realtime solutions every time we threw difficult questions his way. He is reliable, diligent and has a can-do attitude that put us at ease from the word 'go'. But what sets him apart from the rest of the financial experts in his field is his level of expertise, honesty and integrity with which he deals with all clients. We'd highly recommend Josh and his team.

Josh did a fantastic job throughout the entire process of our purchase and refinancing our loans. He is professional, committed and hardworking. Josh always answers his phone at any time of the day. He was upfront and honest at every step of the way. Josh was truly a pleasure to deal with and I would highly recommend him to anyone looking for finance.