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Couldn’t ask for better Josh gave me all the options including advice on the best. I took his advice, it went through without an issue and I can’t recommend him any higher than that. If you are looking for a broker contact Josh and ask him for options. It’s well worth it.

Could not recommend Sam enough! He was extremely helpful with every step of the loan process and would respond to any phone calls or emails that same day. His service was brilliant- we couldn’t be happier. Thanks again Sam.

Scott has been amazing throughout my pharmacy purchase. I’ve been speaking with Scott for years before finally securing a business. Throughout the entire process not only did he ensure that everything went smoothly, he was always a great ear to talk to when I needed help or advice on anything else. He also re-financed my home loan, and got me a better rate I wouldn’t hesitate recommended him to anyone and everyone. I don’t know how I would have got through the purchase process without his support.

Great service. Josh guided us through the maze of changes during an unprecedented time of interest rises. He was on top of every hurdle we faced. We could not have done this without him. His knowledge, quick action and communication is outstanding.

Josh’s expertise in his field was clearly evident in each interaction. He ensured we received the most up to date information and guided us through the loan process every step of the way. He was always available to answer any and every question we had and always took the time to ensure we understood our options. He truly went above and beyond and we cannot recommend him highly enough, especially for first home buyers. We look forward to working with him again on our next purchase.

Dealt with Josh recently for a detailed Unit Trust purchase and it was nothing but smooth sailing! Josh was upfront, honest and fourth coming with information that will assist us and other parties. I couldn't recommend Josh and S3F Group enough..

Josh was absolutely amazing in helping us achieve our first home loan. He was very helpful in breaking down terminology, and helping us understand the differences between each option. He frequently told us what to expect, explaining each step along the way and always kept us updated. 100% would recommend Josh as a broker.

Great support all the way! Scott will take the pain out of dealing with the detail required by lenders & finding the best deal. Thanks Scott for helping us through the buy out.

Very professional and knowledgeable . I was a first home buyer and Josh was very knowledgeable and took the time to explain the process. He’s also very professional and there when you need him. Would recommend and use again!

Sam Zammit got us a great deal on our loans and it was a very smooth easy process. Highly recommended.

The team and S3F Group is excellent. Josh W. was awesome and explained everything so well. He was always very quick to respond to any inquiries and offered great guidance. As someone who did this for the first time, Josh helped so much. Would totally recommend.

Josh was wonderfully helpful, and very responsive to all our queries. I couldn't recommend him highly enough.

Sam helped me out in tuff times, he was able to take my situation into account and worked out my new home loan to my needs. Sam was able to increase the amount I borrowed and reduced my monthly payments. I will always go back to Sam for his great service and expertise. thank you again.

We have had the absolute pleasure of having Josh Woodhouse help us from the very beginning of our home buying journey and could not be happier! Josh took the time to make sure we understood each step of the process and was diligent in making sure we were able to make the best choice for us. Could not recommend his services more and will hopefully be able to have his help again in the future!

Pleasure to deal with, understood our needs, excellent communication. I'd never used a broker before, so I have no idea what to expect, however Josh was easy going and made the process super easy for us. He was always on the ball, constantly communicating with us, he was understanding of our financial situation, he was very level headed about the process and how much we should try and spend. He managed to get us a loan that met our budget, and we were able to afford our dream home. I'll definitely be recommending him to my friends and family.

Being a first home buyer with my partner, Josh Woodhouse made the process as simple as possible. Josh was able to provide us with great recommendations based on our personal circumstances and easy to read comparison documents. He went above and beyond to provide us with support and knowledge which we had no clue about! It made our buying process less stressful knowing Josh was reliable, responsive and trustworthy. He worked great with our solicitor and showed his years of experience through his articulate emails and thorough conversations we had. I highly recommend Josh for your broker needs due to his proactiveness, genuine nature and reliability. If anyone asks us for a broker we recommend, it would be Josh.

Josh was absolutely amazing in helping us achieve our first home loan. He was very helpful in breaking down terminology, and helping us understand the differences between each option. He frequently told us what to expect, explaining each step along the way and always kept us updated. 100% would recommend Josh as a broker.

I've had the pleasure of working with Josh from Strategic 360 finance over the last 2 years. Josh is super knowledgeable and easy to work with and has always tried his best to help get the best deals on the market. Josh made the process of getting a home loan easy and thanks to his hard work I have purchased my first property. Highly recommend!

Always keep us in the loop and answered all questions promptly

Josh Woodhouse is amazing. I am just about to finalise the purchase on my very first investment property, and I can honestly say that it would not have happened if it were not for Josh. I've been wanting to buy an investment property for years, but I have been so worried and anxious about it that I kept putting it off... I sent Josh so many emails - maybe 50 or more - and he ALWAYS replied promptly and with patience and courtesy, no matter how trivial my question was. I cannot recommend him highly enough, especially if you're anxious about taking that first step. Jenny Smith

Josh and Scott Woodhouse are an amazing duo, their professionalism and easy approach attitude is incredible. Always available to answer difficult or silly questions. Spending the time to ensure you are happy, they give a one on one service that is rare in this day and age. They provide trustworthy and honest advice which builds your confidence in them every step of the way. We highly recommend their service. Josh and Scott will forever be a part of our future financial goals. No matter where you are in Australia, Josh and Scott will make it work for you. Susanne & Anthony Hayward, QLD

Excellent Refinance Experience. We recently decided to refinance with Josh as an alternative to going to a bank directly as we just felt we needed better advice, clearer communication and a personalised approach for our specific needs. Josh guided us through every hurdle and gave us sound logical options for our decisions. He often took much time to talk about options or provide us with product summaries which really gave us a true understanding of the market. We felt that we were well informed and we were able to take into account many options and many products which were investigated by us to suit our needs. We were able to investigate many refinance products which Josh had suggested to eventually give us the deal that we were looking for. Also many of the cumbersome and time consuming tasks of obtaining contracts and waiting on processes were done instantly in a time effective digital format. Contracts sited, signed and done in a matter of hours not days. Josh gave us clear and concise timelines and precise steps with the correct information so we never felt like we had been mixed up or lost along the way. It’s so much better to have prompt advice and clear steps to this process, it is much better than relying on one person in a bank that maybe unavailable to give you this personal service because they have simply have to much other work to perform. A notoriously boring and time consuming task was made easy with clear steps that eventually led to the refinance deal we wanted. Josh gave us a prompt response when required to place us back on track and finish the task! Highly recommended👍

I had the pleasure of working with Josh at the S3F group. Being interested in purchasing a property but not knowing all the intricacies, he was incredibly helpful and patient with me throughout the entire process. He set realistic and straightforward goals as to what sort of property I would be able to purchase, always promptly replied to emails which helped alleviate stress. In the end, I got a great rate on the mortgage and would fully recommend to other interested buyers to get in touch!

I’d like to say thank you Josh for your expertise and patience throughout this process. You have been fantastic from the beginning to end. Thanks for always answering our questions and always with a smile (yes that does show through emails too 😀). I would highly recommend Josh as someone who goes above the requirements and always in a timely manner. He makes you feel as though you’re family; therefore important. Thanks again Josh.

Highly recommend Josh. Great experience with Josh! Josh is knowledgeable, approachable and very efficient. Easy to deal with, very friendly nature and communication is impressive. Very grateful for Josh assisting us in securing a refinancing loan. Thanks Josh!

Highly recommend.. Great customer services. Will definitely use Strategic 360 Finance again..

Could not recommend Sam enough to anyone! Being new to buying our first home and not knowing much about purchasing a property, Sam was amazing and very helpful at explaining everything step by step, not to mention whenever we had a question he would get back to us very quickly, even if this meant on a weekend or late at night. I would highly highly recommend Sam to anyone!! We would not have been able to purchase our property without him!

Excellent Mortgage Experience We were referred to Sam to be our broker and we couldn’t be happier with our experience! Sam was able to explain the entire purchasing/mortgage process from start to finish in a way that was easy for us to understand as first home buyers. We will be recommending Sam to anyone we know looking for a broker in the future.

We had Josh recommended by a friend. His service was excellent and had a really good understanding of our circumstances and which banks would be best to approach for loans. We ended up with approval for the amount we wanted and Josh made sure we got the fixed portion of our loan locked in to a low interest rate before the rate rises - he gave us a few calls to remind us to get all the paperwork sorted. Without Josh we might not have been able to borrow the amount we wanted as quickly as we wanted.

Excellent service, above and beyound expectations. Our house purchase journey was long, a full year and Josh has been with us every step of the way, always available to answer any questions we had, advising on best options. What was especially important for us is at no point we felt any pressure from Josh to speed things up. Quite the opposite, once he understood what are the most important factors for us in our financial planning he encouraged us to not rush things. And as it often happens in life - at the end of a long marathon we had a bit of a sprint, things had to be done quickly. Once again Josh was our guide and made sure everything was ready for the settlement on time despite a couple of small hurdles that as always appeared where you least expect them. We are very happy with Josh's service and appreciate his in-depth knowledge, personal approach and patience. We will definitely be recommending him to anyone who might be asking for a referral.