Very professional. Josh helped us at every step of the journey from sorting out our bank loans to the final settlement. He was very professional and contactable the whole time and was always there to help. Overall, it was a very good experience and we highly recommend his services.

I had the pleasure of working with Josh at the S3F group. Being interested in purchasing a property but not knowing all the intricacies, he was incredibly helpful and patient with me throughout the entire process. He set realistic and straightforward goals as to what sort of property I would be able to purchase, always promptly replied to emails which helped alleviate stress. In the end, I got a great rate on the mortgage and would fully recommend to other interested buyers to get in touch!

Josh’s expertise in his field was clearly evident in each interaction. He ensured we received the most up to date information and guided us through the loan process every step of the way. He was always available to answer any and every question we had and always took the time to ensure we understood our options. He truly went above and beyond and we cannot recommend him highly enough, especially for first home buyers. We look forward to working with him again on our next purchase.

Excellent Mortgage Experience We were referred to Sam to be our broker and we couldn’t be happier with our experience! Sam was able to explain the entire purchasing/mortgage process from start to finish in a way that was easy for us to understand as first home buyers. We will be recommending Sam to anyone we know looking for a broker in the future.

Genna from S3F Group was honestly awesome to deal with. She made the whole process so much easier than I expected and was always there to answer any questions (no matter how small).She explained everything in a way that actually made sense and kept me in the loop the whole time, which I really appreciated. You can tell she genuinely cares about getting the best outcome and not just rushing things through.Super easy to deal with, friendly, and just really good at what she does. I’d definitely recommend Genna to anyone looking for a mortgage broker

Josh did a fantastic job throughout the entire process of our purchase and refinancing our loans. He is professional, committed and hardworking. Josh always answers his phone at any time of the day. He was upfront and honest at every step of the way. Josh was truly a pleasure to deal with and I would highly recommend him to anyone looking for finance.

We found Sam consistently goes above and beyond for his customers. So glad we used him as our broker. Highly recommended.

Genna has managed multiple property purchases and refinances for me, and every single time the process has been smooth, professional, and stress-free. Highly recommend!

Josh Woodhouse has been so helpful every step of the way with getting our first home, from helping us find a lender to settlement day. As my wife and I are FHB, Josh explained everything very clearly for us and always got back to us quickly for any questions that we had. The work he does shows he really takes care of his clients. It's been such a smooth journey, and we would highly recommend Josh to anyone.

We were absolutely blown away by the service we received from Josh! We will never look elsewhere again! From start to finish, Josh did everything possible for us. He is approachable, knowledgeable, and genuine. His communication is impeccable. We cant thank him enough for the assistance he has given us in selling & buying at the same time. It ran so smoothly having his help! I would highly recommend Josh to anyone in the future!

Saving the day. S3F Group was not our first choice for getting finance for refinancing an existing loan, and arranging an investment loan bundle. We started with a different agent who made such a mess with the setting up that we had to split the loans, put one on the back burner, then came back with a ridiculously high interest rate. After a month of stressful conversations with Agent 1 where we nearly lost the purchase. We began a conversation with Josh who took the same list of requirements as Agent 1. And over a two week period delivered on all of them. We rate Josh and recommend him to anyone who is looking for a constructive, stress free and positive financial outcome.

Sam provided consistent support throughout the entire transaction even after our lender could not fully understand the proposed matter which required and LPO/LTO ruling. It you want an honest, supportive, and truthful broker that looks after your best interest in an ethical way then Sam Zammit of South West lending Solutions is your man.

BEST BROKER YOU"LL FIND!! 10 STARS!! Josh was absolutely amazing helping my fiancé and I buy a house! I could not recommend Josh enough! He was very quick to respond and did everything he could to get us a loan with the best rates from the right bank! Could not recommend anyone more! If in doubt, go to Josh!

Pleasure to deal with, understood our needs, excellent communication. I'd never used a broker before, so I have no idea what to expect, however Josh was easy going and made the process super easy for us. He was always on the ball, constantly communicating with us, he was understanding of our financial situation, he was very level headed about the process and how much we should try and spend. He managed to get us a loan that met our budget, and we were able to afford our dream home. I'll definitely be recommending him to my friends and family.

Sam makes a sometimes complicated process hassle free with his knowledge and professionalism. I have had Sam help me on 2 occaisions now and would, without hesitation, seek his services on any finiancial services I need in the future. You can trust him to get the job done.

Josh Woodhouse helped us get into the housing market and secure our first home! He had a vast knowledge of all the options available for us, and helped us secure a loan that suited our needs. He was always patient and understanding, answering all of our questions no matter how small. Josh was excellent through the entire process, and made a very daunting time run incredibly smoothly. We will definitely be coming to Josh for any future loans or finances!

I’ve worked with S3F Group across multiple transactions — both commercial and personal — including business acquisitions and residential purchases. Their customer service has consistently been outstanding: responsive, proactive, and genuinely solutions-focused, even when navigating some quite complex deals. Scott and the team always goes above and beyond to find the best outcome, and their professionalism and clarity make the process smooth and stress-free. I wouldn’t hesitate to recommend them to anyone looking for a trusted finance partner.

Josh was great from our pre-approval right through to settlement. He is friendly, approachable, extremely knowledgeable and made the entire process as easy and stress-free as possible. We are thrilled with the service that Josh has provided us and are looking forward to working with him in the future. Thank you Josh for helping us secure our first home!

Fantastic support and guidance from Josh. Josh was on top of everything at all times, we were never waiting for answers. Josh made everything easy and simple

Friendly staff, great communication. Thanks for your help and assistance Sam.

Josh @ 360 did an incredible job with the refinance of my loan after a seperation. He took into consideration the circumstances, went above and beyond when it came to sourcing and facilitating options and approvals, and followed up when required. Even with challenges driven from my end cause major issues with timing and approval periods, Josh did not once take the easy road to prematurely finalise the agreement, striving to ensure the best outcome was gained. As a result, he has saved me thousands in interest, provided a great level of insight for the future; and I will not hesitate to use him again / recommend to every that asks me about this subject.

Excellent Service. I've contacted Josh thanks to a recommendation of a friend. Josh helped with refinancing my two existing mortgages and securing another one to purchase an investment property. He found a cheaper and more affordable product for me. Needless to say, I will own my home sooner. Communication with Josh was always prompt and clear. The process of re-financing and purchasing a new property at the same time was truly a stress-free experience. Thank you very much Josh, and till next time

Josh Woodhouse from Strategic 360 Finance is by far the best mortgage broker my wife and I have ever dealt with! After multiple disappointing experiences with some of the largest lending specialists in the country, Josh got the job done! Doing so with ease, excellence, honesty and transparency- Josh exceeded all our expectations with flying colours! Josh's work ethic is a true testament to him. I will ONLY call upon Josh in the future and have highly recommended him to family and friends who agree entirely, he is deserving of the praise. Thank you Josh !

Josh is friendly, knowledgeable, reliable and available. Everything you need in a broker and more! Who knew the process of obtaining finance could actually be enjoyable!

Highly recommend Josh. Great experience with Josh! Josh is knowledgeable, approachable and very efficient. Easy to deal with, very friendly nature and communication is impressive. Very grateful for Josh assisting us in securing a refinancing loan. Thanks Josh!

Brilliant experience with Liam at 360 Finance, very impressive & very informative. I was hesitant to speak to 360 finance as I wasn’t sure what they were all about and if they were as good as they made out to be. From this I was greeted over the phone by Liam. Liam was very fast to contact me and made me feel very comfortable throughout the experience. Liam was very patient with me and with the lender. I could not recommend someone more. So happy with my new car & with the process of applying etc. Don’t hesitate to use 360 ! #lifeupgraded #360finance_au

I’d like to say thank you Josh for your expertise and patience throughout this process. You have been fantastic from the beginning to end. Thanks for always answering our questions and always with a smile (yes that does show through emails too 😀). I would highly recommend Josh as someone who goes above the requirements and always in a timely manner. He makes you feel as though you’re family; therefore important. Thanks again Josh.

I've personally known Scott for around 25 years, and have now set up finance with both Scott and Josh. They know their stuff, they present the options to me clearly and in an unbiased fashion, listening to what I want in a product. Quick to respond, informative, and helpful. Will be the first port of call for any finance products in the future.

I have been dealing with Scott for over 15 years to achieve my financial needs. He always goes the extra mile to get the deal done, and communicates well to keep you in the loop at all times. This is why I keep going back to him and have no hesitation in recommending him.

Josh came recommended by our accountant. It had been a long time since we had taken out a loan, things had certainly changed! His comprehensive knowledge on how to navigate our loan application made the process a lot less complicated for us. His professional manner and patience allowed us to feel comfortable enough to ask him any questions we may have had. Josh was prompt and courteous in his replies which always included a full explanation of what we were undertaking. Would definitely use his services again on our next loan.