I have known Sam for many years and have had all my home loans done through him. Sam makes the process easy and I am confident he will find me the best loan which suits my financial situation. Sam is available at any time for help and advice. I am looking forward to dealing with him in the future.

Buying a first home can be daunting at the best of times, and we ended up doing this in the absolute worst of times amidst lots of stress and grief. But the experience was made so much easier and more reassuring with guidance from Josh as our broker. We are so grateful we had his expertise, genuineness, responsiveness and commitment to help with every question, hiccup, or process along the way. We always felt we were in good hands, and look forward to working with him and his team for any future needs.

Our first time needing finance and our situation was quite complicated. I couldn't recommend Josh more highly, he helped us every step of the way.

I can’t speak highly enough of Scott and the team at S3F.They are incredibly professional, knowledgeable, and genuinely committed to delivering the best outcomes for their clients. What really stands out is their patience and willingness to take the time to guide you through every step, ensuring you feel comfortable and well-informed throughout the entire process.The team is always responsive, approachable, and detail-oriented, making what can often feel like a complex process much more straightforward and manageable. Their support and consistency give you real confidence that you’re in good hands.I would highly recommend Scott and the S3F team to anyone looking for a reliable and supportive finance partner

Great experience . I had a long, frustrating journey trying to find a home these past few years, and Josh was there to help me and give advice every step of the way. Definitely recommended as a mortgage broker!

J Woodhouse - AMAZING. Josh went above & beyond while helping us refinance our house. He is very knowledgeable with all things and gave me personalised options and explained everything perfectly even if I had to ask multiple times for him to explain it. I will definitely be using him again in the future as I know he has our best interests at heart and we arnt just a number to him. Thank you Josh & the rest of the team.

Exceptional Broker! Sam has been my broker for over 5 years now and has helped me with all financial aspects from personal loans to our most recent mortgage changeover. Sam recently overseen the sale and purchase of our properties and made the entire process stress free. It has been great working with Sam and he is always happy to make contact if there is something you do not understand. Sam is an exceptional broker and a truly kind person!

As first home buyers in our early 20s with absolutely no experience, we were really keen to buy our first home together but had no idea where to start. Josh Woodhouse was an absolute lifesaver! He guided us every step of the way, providing invaluable advice and support. From explaining complex financial terms to helping us understand the intricacies of the mortgage application process, Josh was there every step of the way. Josh is extremely professional, experienced, and super knowledgeable. He was always available to chat or organize meetings whenever we had questions, which really relieved a lot of stress during the process. What sets Josh apart is that he goes above and beyond to tailor his services to exactly what we require, and no task was too difficult. He took the time to understand our specific financial situation and goals, ensuring that we found the perfect mortgage to suit our needs. We are truly grateful for his dedication and professionalism. Josh consistently checks in to ensure everything is going smoothly, even after the loan was approved. We highly recommend Josh to anyone looking for an amazing mortgage broker, especially if you're a first home buyer. Thanks to him, we achieved our dream of owning a home, and we couldn't have done it without his expertise and support!

Scott, Josh, Linda and the team are absolutely fantastic. They provide excellent 11 out of 10 service and always go out of their way to assist. We have been dealing with S3F for a few years now and they are always available to take our call or provide input to our financing needs. Anyone considering using these guys, you will not find better anywhere else.

We can’t thank Josh enough for all his support during our home loan process. We had a long journey to securing our mortgage and Josh was incredibly patient, answering ALL of our questions and prioritising us making the right decision. This was our first home purchase and Josh was brilliant, he is extremely knowledgeable and walked us through every step, making sure we understood and were comfortable with the decision. We highly recommend Josh and will not hesitate to work with him in the future!

I had an exceptional experience working with Josh Woodhouse as my finance broker. Josh always found a way to make everything work and helped me secure my home loan while working with my business finances to make this happen. He was incredibly responsive, always returning our calls, and reassured both my partner and I throughout the process. His dedication, professionalism, and ability to make things happen were unmatched. I couldn’t recommend him highly enough. If you’re looking for a reliable and knowledgeable broker, Josh is the one!

Home Loan Establishment and Approval. Josh was great to deal with whilst applying for our home loan. This was during a difficult time in September 2022, around the time the cash rate began to increase. Josh was great in keeping us updated and doing everything he could to make it a seamless process. Thanks!

I had the pleasure of working with Josh at the S3F group. Being interested in purchasing a property but not knowing all the intricacies, he was incredibly helpful and patient with me throughout the entire process. He set realistic and straightforward goals as to what sort of property I would be able to purchase, always promptly replied to emails which helped alleviate stress. In the end, I got a great rate on the mortgage and would fully recommend to other interested buyers to get in touch!

Couldn't have higher recommendations of Sam and the team. He was great with working with our needs and getting us into our new home, whilst maintaining what we already had.

Very professional. Josh helped us at every step of the journey from sorting out our bank loans to the final settlement. He was very professional and contactable the whole time and was always there to help. Overall, it was a very good experience and we highly recommend his services.

Purchasing my new property has been simplified by Josh from S3F. Josh was always efficient and helpful during this process. I have previously dealt with S3F for a business loan and my recent experience was as seamless and professional as the last. I recommend S3F Group highly.

Our experience with Srategic 360 Finance has been great! Sam has made everything as easy as can be for us, and has been very attentive to all of our requirements. Sam is extremely friendly, and was very flexible in arranging appointments, and even coming to us to make things even easier throughout the process. We highly recommend the services of Sam and Strategic 360 Finance. You will not be disappointed.

Without hesitation, we couldn’t recommend Josh more highly! Thanks to his deep market knowledge and superior professionalism, Josh guided us through a surreal milestone and life-changing first-home purchase. He was ever present on a long and unique journey, always adapting and pivoting as the circumstances evolved. Josh continually offered clear communication, calm guidance, and expert advice in a personable and friendly manner. We’d gladly work with Josh again in the future.

We recently settled on our first house, much aided by the support and guidance from Josh Woodhouse of S3F group. Needless to say he is well deserving of the 5-star review. He was patient, not pushy, and really had our best interests at heart. I would recommend Josh from S3F group to anyone and everyone.

Josh went above and beyond while helping us with the finance for our new home. He kept us updated every step of the way. I would recommend him to anyone that is in need of a great broker.

I highly recommend Scott Woodhouse for pharmacy lending. Scott is an expert in his field, was very professional but also down to earth. During the lending process, I had many questions, uncertainties and doubts but Scott was able to clear any confusions using his vast knowledge and experience. He could already see the ending as soon as it began, and for a first-time pharmacy purchaser, this was a highly valuable service and asset to have. Thank you Scott and the S3F team!

Scott has been amazing throughout my pharmacy purchase. I’ve been speaking with Scott for years before finally securing a business. Throughout the entire process not only did he ensure that everything went smoothly, he was always a great ear to talk to when I needed help or advice on anything else. He also re-financed my home loan, and got me a better rate I wouldn’t hesitate recommended him to anyone and everyone. I don’t know how I would have got through the purchase process without his support.

Genna has managed multiple property purchases and refinances for me, and every single time the process has been smooth, professional, and stress-free. Highly recommend!

We have used Sam a couple of times now and would highly recommend him. We are extremely happy with his service and his communication is fantastic

Josh was absolutely excellent when it came to helping us secure our first home loan. Nothing was ever too difficult and no question was ever too silly. Josh made us feel comfortable and supported throughout the whole process, allowing for a smooth and easy process. His efforts are so appreciated by us. We know that any future dealings we have with Josh, he will be the most professional and helpful he can be. Thank you again to Josh and the team at Strategic 360 Finance! Kind regards, Rachael and Jon

We would just like to thank Josh for everything he has done to get us our home . You have gone above and beyond , your communication was fantastic and guaranteed we will be seeing you again . Thanks Josh and team . Andy and ange

Brilliant experience with Liam at 360 Finance, very impressive & very informative. I was hesitant to speak to 360 finance as I wasn’t sure what they were all about and if they were as good as they made out to be. From this I was greeted over the phone by Liam. Liam was very fast to contact me and made me feel very comfortable throughout the experience. Liam was very patient with me and with the lender. I could not recommend someone more. So happy with my new car & with the process of applying etc. Don’t hesitate to use 360 ! #lifeupgraded #360finance_au

Sam helped me out in tuff times, he was able to take my situation into account and worked out my new home loan to my needs. Sam was able to increase the amount I borrowed and reduced my monthly payments. I will always go back to Sam for his great service and expertise. thank you again.

Highly recommend Josh. He was amazing and has high quality service. Josh was our broker for purchasing our first home on the Mid North Coast. Josh was a superstar for us as we navigated our first purchase. He responded to every email promptly, took and returned every phone call and emails regardless of the time or day, even weekends. We couldn't have done this without Josh by our side. 100% recommend Josh to anyone.

Josh came recommended by our accountant.
It had been a long time since we had taken out a loan, things had certainly changed!
His comprehensive knowledge on how to navigate our loan application made the process a lot less complicated for us. His professional manner and patience allowed us to feel comfortable enough to ask him any questions we may have had. Josh was prompt and courteous in his replies which always included a full explanation of what we were undertaking.
Would definitely use his services again on our next loan.