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Josh made our first home buying journey absolutely seamless. He was available to assist at short notice and was knowledgeable with his advice. He provided sufficient background on our options in order for us to make an informed decision. He is a great communicator and most importantly very approachable. I was able to ask questions without being rushed throughout the process. Thanks Josh for all your timely support throughout our home buying journey!

Josh was great from our pre-approval right through to settlement. He is friendly, approachable, extremely knowledgeable and made the entire process as easy and stress-free as possible. We are thrilled with the service that Josh has provided us and are looking forward to working with him in the future. Thank you Josh for helping us secure our first home!

Such great service. Always on top of what’s next and kept us in the loop with everything. Answered all our questions clearly and promptly

I cannot recommend Josh enough for his exceptional service as a mortgage broker. From the very start, Josh has been incredibly supportive, understanding, and flexible in meeting my needs. He goes above and beyond to tailor his services to exactly what I require, and no task is too difficult for him to handle. I am truly grateful for his dedication and professionalism. Josh consistently checks in to ensure everything is going smoothly, and his follow-up services are unparalleled. His proactive approach and genuine care for his clients make him stand out in the industry. Thank you, Josh, for your outstanding support throughout this process. - Posting on behalf of my Father-In-Law Nigel Letton 2024

Could not recommend Sam enough to anyone! Being new to buying our first home and not knowing much about purchasing a property, Sam was amazing and very helpful at explaining everything step by step, not to mention whenever we had a question he would get back to us very quickly, even if this meant on a weekend or late at night. I would highly highly recommend Sam to anyone!! We would not have been able to purchase our property without him!

Professional, Reliable and Refreshing! Josh was an absolute pleasure to do business with. He would always go above and beyond to ensure our needs were met, answered any questions in a timely manner and would think outside the box to exhaust every opportunity in order to meet our requests. I would highly recommend Josh to anyone that needs financial advice, and we will continue to use his services for any future business. Thanks Josh for your professionalism, personalised service, and being all-round top bloke!

Josh did a fantastic job in getting my Mortgage refinanced, he was very friendly, professional and most of all successful. I have absolutely no hesitation in recommending Josh and his team. Thanks Josh.

Josh has helped us decide on the best option for a home loan. He is such a great person to go this terrifying journey with. Made us feel confident and on the right track from day 1. He constantly updates and assure us on every step. He is honest and genuine. Josh is a dream machine, making our home dreams possible. Thanks for all his help, we are now homeowners!!! Highly recommending him to everyone.

Saving the day. S3F Group was not our first choice for getting finance for refinancing an existing loan, and arranging an investment loan bundle. We started with a different agent who made such a mess with the setting up that we had to split the loans, put one on the back burner, then came back with a ridiculously high interest rate. After a month of stressful conversations with Agent 1 where we nearly lost the purchase. We began a conversation with Josh who took the same list of requirements as Agent 1. And over a two week period delivered on all of them. We rate Josh and recommend him to anyone who is looking for a constructive, stress free and positive financial outcome.

I’ve worked with S3F Group across multiple transactions — both commercial and personal — including business acquisitions and residential purchases. Their customer service has consistently been outstanding: responsive, proactive, and genuinely solutions-focused, even when navigating some quite complex deals. Scott and the team always goes above and beyond to find the best outcome, and their professionalism and clarity make the process smooth and stress-free. I wouldn’t hesitate to recommend them to anyone looking for a trusted finance partner.

As first home buyers in our early 20s with absolutely no experience, we were really keen to buy our first home together but had no idea where to start. Josh Woodhouse was an absolute lifesaver! He guided us every step of the way, providing invaluable advice and support. From explaining complex financial terms to helping us understand the intricacies of the mortgage application process, Josh was there every step of the way. Josh is extremely professional, experienced, and super knowledgeable. He was always available to chat or organize meetings whenever we had questions, which really relieved a lot of stress during the process. What sets Josh apart is that he goes above and beyond to tailor his services to exactly what we require, and no task was too difficult. He took the time to understand our specific financial situation and goals, ensuring that we found the perfect mortgage to suit our needs. We are truly grateful for his dedication and professionalism. Josh consistently checks in to ensure everything is going smoothly, even after the loan was approved. We highly recommend Josh to anyone looking for an amazing mortgage broker, especially if you're a first home buyer. Thanks to him, we achieved our dream of owning a home, and we couldn't have done it without his expertise and support!

To josh would like to say thank you for being extremely professional patient and super active communication also it was completed josh somehow made it a breeze throughout the whole process nothing at all was too difficult for josh we highly recommend his services never have I met a broker that displays professionalism like josh truly a miracle worker thanks josh you got us for life thank you for your efficiency also

I do not hesitate recommending Sam at all. He is extremely knowledgeable and will go to all lengths to make sure you receive the best loan available. He is friendly, professional and the best in the business. I wouldn't trust anyone else.

From start to finish Josh has been so helpful and very responsive, really can’t speak highly enough of him and the service. We’ve had nothing but a positive experience.

Josh from S3F Group was outstanding in helping me secure my property purchase. His expertise, clear communication, and commitment made the entire process smooth and stress-free. He was always available to answer questions and worked hard to get the best outcome. I highly recommend Josh and S3F Group for anyone looking for a reliable and knowledgeable broker. Thanks, Josh!

Working with S3F Group was a really positive experience. From the start, the team was approachable, professional, and genuinely interested in helping me find the right financial solution. They took the time to explain everything clearly, answered all my questions, and tailored their advice to suit my personal and business needs. I felt supported throughout the whole process, and their communication was consistent and reassuring. It’s not easy navigating finance, but they made it simple and stress-free. I’d definitely recommend S3F Group to anyone looking for trustworthy and experienced financial guidance.

Sam from Strategic 360 Finance has been beyond helpful to us in securing our first home loan. He was extremely efficient and friendly, and always available. Thank you Sam for all your hard work!

Could not recommend Sam enough! He was extremely helpful with every step of the loan process and would respond to any phone calls or emails that same day. His service was brilliant- we couldn’t be happier. Thanks again Sam.

Josh has been an absolute pleasure to work with, available any time we needed and provided clear information and guidance throughout the entire process, we couldnt be more happier with his service, you won't find anyone better, would absolutley recommend him, forget the rest he is the best! ⭐️⭐️⭐️⭐️⭐️

Our first time needing finance and our situation was quite complicated. I couldn't recommend Josh more highly, he helped us every step of the way.

A thorough and professional purchase experience. Josh Woodhouse recently assisted me with the purchase of a property. I was impressed with the thorough and professional way he provided his mortgage broking service to me. His knowledge about the matter at hand, and mist importantly, the strategy that was best adopted to succeed with the application was second to none. The experience was also highly personalised. Josh always returned calls, even if contact was required after business hours. Discussion on important matters was never too difficult, and Josh always took all the time necessary to explain anything that was unclear. He also had the answer on hand to any enquiries even though he had no prior warning to questions that were going to be asked. I couldn't recommend Josh highly enough and I would have no hesitation in seeking his assistance in the future. The whole process, and the fact that someone with his knowledge and commitment to quality service is available for future purchases gives me great peace of mind.

This was my first time dealing with S3F group my experience was impeccable from pre approval to settlement everything was like clockwork. I would highly recommend and will be the only broker I use in the future. Thanks again josh

Josh Woodhouse was my broker when purchasing a new home recently and he made the stressful process much easier!! He was highly responsive, able to work around my busy schedule and was great at interpreting the finance jargon for me. I have also worked with Alan Hicking in the past when financing several vehicles. S3F group are fantastic!

Josh’s expertise in his field was clearly evident in each interaction. He ensured we received the most up to date information and guided us through the loan process every step of the way. He was always available to answer any and every question we had and always took the time to ensure we understood our options. He truly went above and beyond and we cannot recommend him highly enough, especially for first home buyers. We look forward to working with him again on our next purchase.

Always amazing!! Sam has been a massive asset to the development of our property portfolio. He has a deep understanding of the loan structures and borrowing arrangements for so many lenders across all states and always ensures that he finds the best possible options for us. Our last purchase was a complex new build that had multiple Covid delays and at no time did Sam ever complain about having to go through all of the paperwork again and again as we needed to keep extending loans and then reapplying. Thank you Sam for always being cool, calm and able to reassure us that we would get the bets outcome in the end, no matter how difficult the situation appeared at times.

Very professional and knowledgeable . I was a first home buyer and Josh was very knowledgeable and took the time to explain the process. He’s also very professional and there when you need him. Would recommend and use again!

Josh Woodhouse from S3F Group helped me buy my first home. He was warm, professional and amazingly knowledgeable from the outset and continued to help me feel comfortable with this massive milestone. Buying a house is no small thing, but especially when you are doing it by yourself. However, Josh's professional calmness and insight allowed me to relax and enjoy the process, secure in the knowledge that I was able to get into the market without over extending myself. If you want some friendly advice, do yourself a favour and get in touch with Josh! He will find you a deal to suit your needs and circumstances, honestly and kindly.

Scott and the team at S3F were amazing to deal with and assisted promptly with finance options for our new car couldn't be happier with customer service and smooth process of application to approval

Josh was absolutely amazing in helping us achieve our first home loan. He was very helpful in breaking down terminology, and helping us understand the differences between each option. He frequently told us what to expect, explaining each step along the way and always kept us updated. 100% would recommend Josh as a broker.

Josh went above and beyond while helping us with the finance for our new home. He kept us updated every step of the way. I would recommend him to anyone that is in need of a great broker.