Also part of the S3F Group

Welcome to the S3F Group

The S3F Group are your financial concierge. We can assist you with structuring a financial solution that meets your individual personal or business requirements

With over 56 years experience in finance between the directors we bring a broad range of experiences and a practical approach to finance. Plus a further 37 years in business to Business Management and consulting.

We can assist you with everything for your first home purchase from start to finish guiding you through every part of the process.

Home Loans

Our speciality is helping securing funding for first home buyers or, if you’re looking to buy a new home, we can help with that.

We can also assist you in obtaining the finance for your first investment property or your tenth investment property.

Car Loans

Do you need a new car either for business or personal use. we can take the stress out of that by having your finance approved and ready to go for when you go searching for a car. We can also refer you to a car buying service that could save you time and money on the purchase of your new vehicle.

Medical Industry Loans

Are you a doctor, dentist, pharmacist, optometrist, physiotherapist, chiropractor, podiatrist, veterinarian looking to purchase either new premises, new business or practice or complete a fit-out or in need of new equipment, we can help you arrange any of these around your cash flow.

Professional Services Loans

We also specialise in professional services such as accountants, financial planners and law partnerships as well as real-estate businesses.

Emergency & Education Worker Loans

We are also industry specialists for emergency services such as police, fire brigade, paramedics and nurses as well as teachers.

What our clients have to say

					  My partner and I were recommended to Josh Woodhouse to help assist and guide us in the process of attaining a mortgage. Josh was extremely helpful and professional throughout the entire process. As first time buyers, we had very little knowledge but Josh assisted in every step of the process ensuring we had a smooth experience. Josh was highly responsive to questions and all messages and continued to go above and beyond. We couldn't thank Josh enough for all his work and helping us secure our first home! 🙂				
Tayla Moore
 
					  I’d like to say thank you Josh for your expertise and patience throughout this process. You have been fantastic from the beginning to end. Thanks for always answering our questions and always with a smile (yes that does show through emails too 😀).
I would highly recommend Josh as someone who goes above the requirements and always in a timely manner. He makes you feel as though you’re family; therefore important.
Thanks again Josh.				
Rochelle McFarlane
 
					  Josh Woodhouse was so helpful - could not recommend him enough. Being new to buying our first home and not knowing much about purchasing a property, Josh was so helpful and explained everything so well. Josh was always happy and efficient when answering our millions of questions. He really made this process so seamless and we honestly don't know what we would have done without him. Thanks Josh!!				
Alexandra O'Neil
 
					  It was such a good experience buying a house using Sam's systems and wealth of knowledge. Will definitely use these guys again if we ever buy our next place.				
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Google Reviews

Our Mission Statement

The S3F Group are a group of experienced Finance professionals who have come together to create a holistic end to end finance solution for all your personal and business finance needs

We'll help find the right home loan for you

We help you compare hundreds of home loans from more than 30 lenders.

With the S3F Group, each application is tailored to our clients specific needs.

We value our clients and their needs. You aren’t just a number to us.

Click here to find the right home loan today

The S3F Group is a boutique Finance brokerage with offices in South West Sydney, the Hills District and the Central Coast.

Our team of Finance Professionals have over 50 years combined experience in all facets of Banking & Finance.

The S3F Group offers a suite of products and services to provide our clients a complete 360 degree finance solution; tailor made based on their individual needs.

Our mantra is simple:

Become the trusted advisor to our clients;

Provide exceptional, superior customer service and provide ongoing advice and service beyond your first transaction.

Some of our services include

Home & Investment Loans (refinances too)

Every lender has a certain policy along with its own strength and weakness. We use our knowledge & experience to make getting a home or investment loan easier & less stressful for you.

Vehicle & Equipment Finance

Looking to purchase a new car? Or maybe a new piece of machinery? Regardless if you are looking for a consumer loan or a chattel mortgage, we can help. We can also assist you with Equipment finance, maybe a tractor for your hobby farm?

Commercial Lending

If you are a business owner looking to secure any sort of finance to help you grow your business, we have got 56 years of industry experience to help us find a solution for you. From purchasing a Pharmacy to purchasing a commercial property, we can help with that.

SMSF Loans

We can work side by side with your financial planner & accountant or refer you to one of our trusted partners to assist with the process of purchasing property within your Superannuation Fund. We have got access to a panel of lenders who are still interested in lending to Self Managed Super Funds despite a number of the majors withdrawing from this lending space.