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Hi Scott and Linda Just wanted to say Thankyou for all your amazing hard work in helping us buy the property in Kununurra. We really appreciate you going the extra mile and will highly recommend you to anybody looking to obtain finance. Your professional and personal approach made the process so much easer than it could have been All the best Mike and Stacey

Josh Woodhouse is amazing. I am just about to finalise the purchase on my very first investment property, and I can honestly say that it would not have happened if it were not for Josh. I've been wanting to buy an investment property for years, but I have been so worried and anxious about it that I kept putting it off... I sent Josh so many emails - maybe 50 or more - and he ALWAYS replied promptly and with patience and courtesy, no matter how trivial my question was. I cannot recommend him highly enough, especially if you're anxious about taking that first step. Jenny Smith

Genna from S3F Group was honestly awesome to deal with. She made the whole process so much easier than I expected and was always there to answer any questions (no matter how small).She explained everything in a way that actually made sense and kept me in the loop the whole time, which I really appreciated. You can tell she genuinely cares about getting the best outcome and not just rushing things through.Super easy to deal with, friendly, and just really good at what she does. I’d definitely recommend Genna to anyone looking for a mortgage broker

I’ve worked with S3F Group across multiple transactions — both commercial and personal — including business acquisitions and residential purchases. Their customer service has consistently been outstanding: responsive, proactive, and genuinely solutions-focused, even when navigating some quite complex deals. Scott and the team always goes above and beyond to find the best outcome, and their professionalism and clarity make the process smooth and stress-free. I wouldn’t hesitate to recommend them to anyone looking for a trusted finance partner.

Josh was incredible to work with in securing our mortgage! He was very helpful and patient and I would recommend him to anyone. He helped us work through many different options and thanks to Josh we settled on our home.

Scott has been amazing throughout my pharmacy purchase. I’ve been speaking with Scott for years before finally securing a business. Throughout the entire process not only did he ensure that everything went smoothly, he was always a great ear to talk to when I needed help or advice on anything else. He also re-financed my home loan, and got me a better rate I wouldn’t hesitate recommended him to anyone and everyone. I don’t know how I would have got through the purchase process without his support.

We have been using Josh & Scott for a few years in personal and business accounting. Nothing has ever been too difficult, even with the most complex loan applications. They have always solved any issues we have had securing loan. They are very professional and have assisted us with our portfolios

S3F was wonderful. Their calm professionalism helped make the process as stress free as possible . Very grateful for the help they gave.

To josh would like to say thank you for being extremely professional patient and super active communication also it was completed josh somehow made it a breeze throughout the whole process nothing at all was too difficult for josh we highly recommend his services never have I met a broker that displays professionalism like josh truly a miracle worker thanks josh you got us for life thank you for your efficiency also

Josh came recommended by our accountant. It had been a long time since we had taken out a loan, things had certainly changed! His comprehensive knowledge on how to navigate our loan application made the process a lot less complicated for us. His professional manner and patience allowed us to feel comfortable enough to ask him any questions we may have had. Josh was prompt and courteous in his replies which always included a full explanation of what we were undertaking. Would definitely use his services again on our next loan.

Josh Woodhouse is an excellent broker. Answered all questions in a timely manner, kept me up to date throughout the whole process and always had my best interest at heart. Would highly recommend to anyone!

Josh was very good to deal with and made the process simple. I highly recommend Josh and the S3F Group.

Great support all the way! Constantly following up everything & searching for every avenue to make a positive outcome happen. Thanks Scott for helping us through the toughest settlement ever!

Always amazing!! Sam has been a massive asset to the development of our property portfolio. He has a deep understanding of the loan structures and borrowing arrangements for so many lenders across all states and always ensures that he finds the best possible options for us. Our last purchase was a complex new build that had multiple Covid delays and at no time did Sam ever complain about having to go through all of the paperwork again and again as we needed to keep extending loans and then reapplying. Thank you Sam for always being cool, calm and able to reassure us that we would get the bets outcome in the end, no matter how difficult the situation appeared at times.

Josh was very professional and knowledgeable. His correspondence with us was always prompt and he is very driven to obtain the best outcome for his clients. I can highly recommend Josh after my experience with him!

I highly recommend Josh Woodhouse from SF3 Finance. He has assisted me with getting a mortgage loan approved very quickly which helped me to secure a purchase of my house. Practical, fast and responsive.

J Woodhouse - AMAZING. Josh went above & beyond while helping us refinance our house. He is very knowledgeable with all things and gave me personalised options and explained everything perfectly even if I had to ask multiple times for him to explain it. I will definitely be using him again in the future as I know he has our best interests at heart and we arnt just a number to him. Thank you Josh & the rest of the team.

Big shout out to Scott and his team. I have now used S3F's financial services for 3 businesses, 1 mortgage (home) and 1 commercial asset loan and each time has been a very thoroughly done deal by Scott and Linda. Each loan was complex however, with his knowledge and expertise, Scott broke it down and made it much simpler for us. As always, rates obtained were very competitive and we can't thank him enough with his negotiation skills. I strongly suggest anyone who is thinking of going up against lenders themselves to consider reaching out to Scott and his team first, as they will make this process so much easier and save you much more in the long run. To Scott and Linda, thank you so very much to the both of you for assisting me with all of my acquisitions.

Josh was extremely helpful with guiding us through the home loan process. He was very thorough in all his communications and delivering the final product. Thanks so much Josh for making our process so smooth and streamlined.

very good service, highly recommended

Sam from Strategic 360 Finance has been beyond helpful to us in securing our first home loan. He was extremely efficient and friendly, and always available. Thank you Sam for all your hard work!

Josh came recommended by our accountant. It had been a long time since we had taken out a loan, things had certainly changed! His comprehensive knowledge on how to navigate our loan application made the process a lot less complicated for us. His professional manner and patience allowed us to feel comfortable enough to ask him any questions we may have had. Josh was prompt and courteous in his replies which always included a full explanation of what we were undertaking. Would definitely use his services again on our next loan.

Our experience with S3F has been amazing, without Scott I honest don’t think we would have what we have today! Everything is so professional yet comfortable and Scott worked in round our work and family commitments. We can not thank him enough for what he has helped us achieve in particular the last 6 months

Highly recommend Josh. Great experience with Josh! Josh is knowledgeable, approachable and very efficient. Easy to deal with, very friendly nature and communication is impressive. Very grateful for Josh assisting us in securing a refinancing loan. Thanks Josh!

As Joe Esposito would say - “you’re the best around” Josh is 10/10. Communicates quickly and accurately, and will generally get you updates before you even think to ask for them. Can’t beat him.

Josh was absolutely amazing in helping us achieve our first home loan. He was very helpful in breaking down terminology, and helping us understand the differences between each option. He frequently told us what to expect, explaining each step along the way and always kept us updated. 100% would recommend Josh as a broker.

Brilliant experience with Liam at 360 Finance, very impressive & very informative. I was hesitant to speak to 360 finance as I wasn’t sure what they were all about and if they were as good as they made out to be. From this I was greeted over the phone by Liam. Liam was very fast to contact me and made me feel very comfortable throughout the experience. Liam was very patient with me and with the lender. I could not recommend someone more. So happy with my new car & with the process of applying etc. Don’t hesitate to use 360 ! #lifeupgraded #360finance_au

We have used Josh's services on several occasions because he is great to deal with, knowledgeable and gets the best options for us. He makes the process seamless, which we are very grateful for because our property portfolio is complex. Thank you Josh for your exceptional work, for all our properties!

Down to earth and committed to helping his clients find the best deal. Josh helped us from start to finish (about 18months in total!). We had various changes to our circumstances over that time and Josh was always willing to help. He was always available to speak with and always took the time to explain the concepts and explore various options. When we did manage to find a property and had pre approval with one bank, Josh still looked around for other options just in case their was another bank with better rates etc. Thanks for all your help Josh!

Josh was absolutely amazing to deal with. He had answers for all of our questions, and gave us the best possible outcome. Cheers mate