We have had the absolute pleasure of working with Josh to secure our mortgage! My partner and I are beyond impressed with Josh’s professionalism, diligence and knowledge. He has been incredibly flexible and has made the entire process so smooth for us. Cannot recommend Josh highly enough!

Without hesitation, we couldn’t recommend Josh more highly! Thanks to his deep market knowledge and superior professionalism, Josh guided us through a surreal milestone and life-changing first-home purchase. He was ever present on a long and unique journey, always adapting and pivoting as the circumstances evolved. Josh continually offered clear communication, calm guidance, and expert advice in a personable and friendly manner. We’d gladly work with Josh again in the future.

We've had the pleasure of utilising Josh's services for the past 18 months as we worked toward purchasing our home. We cannot recommend him highly enough - with clear communication and direct answers to some of our curly questions. We've today settled on our purchase and could not be happier! The whole process was made 100 times easier with Josh's help and we are so very thankful. 100 / 100 stars to Josh! - E & K Lawler

We worked with Josh as our mortgage broker and couldn’t be happier with the experience. He was incredibly reliable, always kept us updated, and explained everything clearly throughout the process. His communication skills and efficiency made the whole journey smooth and stress-free. We highly recommend Josh to anyone looking for a knowledgeable and trustworthy broker!

I’d like to say thank you Josh for your expertise and patience throughout this process. You have been fantastic from the beginning to end. Thanks for always answering our questions and always with a smile (yes that does show through emails too 😀). I would highly recommend Josh as someone who goes above the requirements and always in a timely manner. He makes you feel as though you’re family; therefore important. Thanks again Josh.

Josh was very good to deal with and made the process simple. I highly recommend Josh and the S3F Group.

To josh would like to say thank you for being extremely professional patient and super active communication also it was completed josh somehow made it a breeze throughout the whole process nothing at all was too difficult for josh we highly recommend his services never have I met a broker that displays professionalism like josh truly a miracle worker thanks josh you got us for life thank you for your efficiency also

I had an exceptional experience working with Josh Woodhouse as my finance broker. Josh always found a way to make everything work and helped me secure my home loan while working with my business finances to make this happen. He was incredibly responsive, always returning our calls, and reassured both my partner and I throughout the process. His dedication, professionalism, and ability to make things happen were unmatched. I couldn’t recommend him highly enough. If you’re looking for a reliable and knowledgeable broker, Josh is the one!

Josh made our first home buying journey absolutely seamless. He was available to assist at short notice and was knowledgeable with his advice. He provided sufficient background on our options in order for us to make an informed decision. He is a great communicator and most importantly very approachable. I was able to ask questions without being rushed throughout the process. Thanks Josh for all your timely support throughout our home buying journey!

Couldn’t ask for better Josh gave me all the options including advice on the best. I took his advice, it went through without an issue and I can’t recommend him any higher than that. If you are looking for a broker contact Josh and ask him for options. It’s well worth it.

Scott has been invaluable in obtaining financing for the purchase of my optometry practice. He gives practical advice and sets realistic expectations on timeframes and outcomes. His strong work ethic and experience in the industry were an immense asset during the financing process. My lender was quite impressed with the detail and quality of Scott's work.

Thanks for your continued help and expertise, allowing me to grow and prosper my practice!

Best in the business We have had quite a bit of experience with brokers across the years and properties, Josh was nothing short of professional, measured and up-to-date with his approach. Always available and diligent with strategy options, tailored to our plans.

"Thank you for your assistance throughout the loan process . Josh has made everything so easy for me . He goes out of his way to Exsplain everything in detail he made sure I understood everything and all his advice was in my best interest. I thank you Josh for responding to my emails with in minutes always!!! I will certainly recommend your services to anyone I know who needs a mortgage." Grazyna

We couldn't recommend Josh enough! He made the purchase of our first home so easy. Josh was able to break down the differences between all our options, was efficient every step of the process and able to answer any of our questions.

I was introduced to Scott through a colleague and I could not recommend him highly enough to anybody. He is professional, reliable, but more importantly approachable and relatable. My wife and I purchased a business together - Scott guided us along the whole process. There were speed bumps along the way however not once did he let that affect him. He was always available when we needed him, even after hours at times. He definitely had our best interest at heart. Will be using his services again.

I have known Sam for over 2 years and I HIGHLY recommend and have recommended to friends that have gone with his services! Thank you so much for your support!

It’s been an amazing experience working with Mr Scott Woodhouse!He’d been guiding us throughout the process and helped us keep our calm!Highly recommend Scott!

Genna from S3F Group was honestly awesome to deal with. She made the whole process so much easier than I expected and was always there to answer any questions (no matter how small).She explained everything in a way that actually made sense and kept me in the loop the whole time, which I really appreciated. You can tell she genuinely cares about getting the best outcome and not just rushing things through.Super easy to deal with, friendly, and just really good at what she does. I’d definitely recommend Genna to anyone looking for a mortgage broker

Excellent Customer Service & Timely Advice. I was extremely impressed with the high level of communication & professionalism that Josh operated with. He always went above & beyond to provide the best possible solution & always kept me updated with how everything was progressing. I would not hesitate to recommend Josh & his services!

Sam Zammit got us a great deal on our loans and it was a very smooth easy process. Highly recommended.

Josh Woodhouse from S3F Group helped me buy my first home. He was warm, professional and amazingly knowledgeable from the outset and continued to help me feel comfortable with this massive milestone. Buying a house is no small thing, but especially when you are doing it by yourself. However, Josh's professional calmness and insight allowed me to relax and enjoy the process, secure in the knowledge that I was able to get into the market without over extending myself. If you want some friendly advice, do yourself a favour and get in touch with Josh! He will find you a deal to suit your needs and circumstances, honestly and kindly.

I have been dealing with Scott for over 15 years to achieve my financial needs. He always goes the extra mile to get the deal done, and communicates well to keep you in the loop at all times. This is why I keep going back to him and have no hesitation in recommending him.

very good service, highly recommended

Highly recommend Josh. Great experience with Josh! Josh is knowledgeable, approachable and very efficient. Easy to deal with, very friendly nature and communication is impressive. Very grateful for Josh assisting us in securing a refinancing loan. Thanks Josh!

Sam and his team have been terrific. He made the complex seem simple and got us over the line very efficiently. Took up a fight with a previous bank when needed to get them moving. Always promptly responsive to phone calls and correspondence and well on top of his work. Can’t fault the experience and am very happy to recommend them to others.

Very happy customers Josh Woodhouse was a brilliant mortgage broker. No question was to silly, he would answer all questions quickly and at any time. We felt so supported the whole way through. Highly recommend him to everyone. As newbies he was able to explain everything very well and left us not feeling overwhelmed during the house buying process. Thank you Josh! Lizz and Matt

Exceptional service. Josh’s knowledge and expertise is incredible. he was extremely professional and communication was excellent along every step of the way. Josh was always available to answer any questions we had and made our experience stress free.

Massive thanks to Alan who helped with financing a much needed new car, he was very attentive and made the process so much easier than it would have been without his help, I will be highly recommending him and the team at S3F

Josh Woodhouse is an excellent broker. Answered all questions in a timely manner, kept me up to date throughout the whole process and always had my best interest at heart. Would highly recommend to anyone!

Josh did a fantastic job in getting my Mortgage refinanced, he was very friendly, professional and most of all successful. I have absolutely no hesitation in recommending Josh and his team. Thanks Josh.