Excellent Service Thank you to Sam Zammit and his team, especially Karen for working so hard to get us the best home loan for our needs. Nothing was a problem, and they were always available for questions or concerns. They demonstrated professionalism at all times and were outstanding with their communication to us. It is thanks to their hard work that we were able to secure the home and land that we had been searching for to complete our lifestyle change.

Great guy, super helpful. We were very happy with our experience and have been recommending to all our friends d's and family who are thinking about buying or refinancing.

Josh from S3F Group is a very professional individual. Incredibly prompt and precise. We are very happy with the way our home loan was arranged.

Could not recommend Sam enough to anyone! Being new to buying our first home and not knowing much about purchasing a property, Sam was amazing and very helpful at explaining everything step by step, not to mention whenever we had a question he would get back to us very quickly, even if this meant on a weekend or late at night. I would highly highly recommend Sam to anyone!! We would not have been able to purchase our property without him!

Josh was super helpful and supportive throughout the entire process of securing our loan. Not only did he go above and beyond to ensure we were correctly filling out all necessary documents; he was also super organised and called ahead to ensure everything went through in a timely manner. Would recommend to anyone requiring a loan and would definitely utilise his service again.

Josh is such a nice, knowledgeable person. We received sound advice which we valued. Josh was able to put together a package that suited us perfectly. He listened and understood. He has been recommended to friends and family.

Massive thanks to Alan who helped with financing a much needed new car, he was very attentive and made the process so much easier than it would have been without his help, I will be highly recommending him and the team at S3F

Josh Woodhouse is an excellent broker. Answered all questions in a timely manner, kept me up to date throughout the whole process and always had my best interest at heart. Would highly recommend to anyone!

I had an outstanding experience working with Scott throughout the entire loan process. From the very beginning, he provided clear guidance, honest advice, and exceptional support. He helped secure me a great deal and made what could have been a stressful process feel smooth and straightforward.Scott's communication and follow ups were excellent, he always keeping me informed, answering questions promptly, and ensuring everything stayed on track. A special thanks to Scotts team member Linda, who was incredibly professional, and supportive throughout the process.I truly appreciate the dedication and personal attention from both of them. I highly recommend their services to anyone looking for a reliable and knowledgeable advisor who genuinely cares about achieving the best outcome for their clients. Thank you, Scott

Always amazing!! Sam has been a massive asset to the development of our property portfolio. He has a deep understanding of the loan structures and borrowing arrangements for so many lenders across all states and always ensures that he finds the best possible options for us. Our last purchase was a complex new build that had multiple Covid delays and at no time did Sam ever complain about having to go through all of the paperwork again and again as we needed to keep extending loans and then reapplying. Thank you Sam for always being cool, calm and able to reassure us that we would get the bets outcome in the end, no matter how difficult the situation appeared at times.

Absolutely amazing. Josh Woodhouse guided us on our journey to buy it first home. We had a couple brokers before which we weren't super happy with. And when we were recommended to Josh it was a game changer. We really felt like we had someone knowledgeable who wanted to get us the best result he could. He helped talk us through the steps and discussed everything along the way. It took us over a year from the first house we put an offer down to find the house that was right for us and Josh was patient with us that whole time. I also found it really useful using the sites online resources to look at different options and feel like I was prepared. I also think the emails Josh sends out explain what it means when there might be something happening in government that might effect horses or mortgage rates. Can't recommend more highly!

I have no hesitation in recommending Sam and the team at Southwest Lending Solutions, my personal business dealings have been effortless and stress free. It is clear that Sam is passionate about finance and his expertise shows within his actions.

We found Sam consistently goes above and beyond for his customers. So glad we used him as our broker. Highly recommended.

I was looking to buy my first home by the end of this year, and I was referred to Josh Woodhouse by a friend of mine. He has been so helpful since the beginning. I didn't know too much about what was involved when buying a place, and Josh explained it all (and answered all of my many questions). Thank you Josh, you have been a great help! I highly recommend going through S3F and speaking with him. And I can proudly say I now own my first home 🙂

SWLS provided exceptional, personalised service to help us achieve our financial needs. Good 'ol fashioned' customer focus and communication that has long been abandoned by the big banks!

I can't recommend Josh highly enough. He worked very hard to help us change banks and get a much better mortgage interest rate. He is happy to answer any questions that we had and come out to see us at home to go over all the paper work. Very professional and we will be using him again in the future.

Exceptional Broker! Sam has been my broker for over 5 years now and has helped me with all financial aspects from personal loans to our most recent mortgage changeover. Sam recently overseen the sale and purchase of our properties and made the entire process stress free. It has been great working with Sam and he is always happy to make contact if there is something you do not understand. Sam is an exceptional broker and a truly kind person!

Josh was absolutely excellent when it came to helping us secure our first home loan. Nothing was ever too difficult and no question was ever too silly. Josh made us feel comfortable and supported throughout the whole process, allowing for a smooth and easy process. His efforts are so appreciated by us. We know that any future dealings we have with Josh, he will be the most professional and helpful he can be. Thank you again to Josh and the team at Strategic 360 Finance! Kind regards, Rachael and Jon

All class! Would fully recommend Josh Woodhouse as a mortgage broker to anyone I know. His communication and expertise were top notch and he made the process of getting a mortgage a breeze. Josh was also very approachable which was important for me seeing as it's the first time I'd got a mortgage. Fully recommend to anyone looking for a broker!

I highly recommended the mortgage broker Genna Johns from S3F Group because she provided lots of great advice, guidances, suggestions, and she was always able to answer the questions so well. I had to ask her many questions or double-checking with her sometimes just to make sure I understand everything I must know when looking for a place, when applying for a loan, when doing the inspections, when communicating with the real estate agents/conveyancers/solicitors, and so on. Genna also have supported my hearing disability and I could not listen well over the phone calls, she made sure the lender, the solicitors/conveyancers and the real estate agents to communicate with me via email or text or national relay instead. She is also LGBTIQ+ friendly, open-minded, non-judgemental and very kind. I finally got my first home! I am so thankful for her support it means a lot to me 😊

My partner and I were recommended to Josh Woodhouse to help assist and guide us in the process of attaining a mortgage. Josh was extremely helpful and professional throughout the entire process. As first time buyers, we had very little knowledge but Josh assisted in every step of the process ensuring we had a smooth experience. Josh was highly responsive to questions and all messages and continued to go above and beyond. We couldn't thank Josh enough for all his work and helping us secure our first home! 🙂

The team at Strategic 360 Finance are fantastic to work with. They're very knowledgeable, friendly and offer a diverse range of expertise within their team. Have seen them provide outstanding results time and time again! Strongly recommend them.

Professional, Reliable and Refreshing! Josh was an absolute pleasure to do business with. He would always go above and beyond to ensure our needs were met, answered any questions in a timely manner and would think outside the box to exhaust every opportunity in order to meet our requests. I would highly recommend Josh to anyone that needs financial advice, and we will continue to use his services for any future business. Thanks Josh for your professionalism, personalised service, and being all-round top bloke!

Josh Woodhouse is amazing. I am just about to finalise the purchase on my very first investment property, and I can honestly say that it would not have happened if it were not for Josh. I've been wanting to buy an investment property for years, but I have been so worried and anxious about it that I kept putting it off... I sent Josh so many emails - maybe 50 or more - and he ALWAYS replied promptly and with patience and courtesy, no matter how trivial my question was. I cannot recommend him highly enough, especially if you're anxious about taking that first step. Jenny Smith

I do not hesitate recommending Sam at all. He is extremely knowledgeable and will go to all lengths to make sure you receive the best loan available. He is friendly, professional and the best in the business. I wouldn't trust anyone else.

I would absolutely recommend Strategic 360 Finance to anyone, my personal experience with Josh Woodhouse was fantastic, very professional and very friendly.

Dealt with Josh recently for a detailed Unit Trust purchase and it was nothing but smooth sailing! Josh was upfront, honest and fourth coming with information that will assist us and other parties. I couldn't recommend Josh and S3F Group enough..

Sam was so good and patient with us, we were so happy with the recommendations made. Would not hesitate in recommending Sam to anyone! If you are looking for great service, knowledge and experience Sam is the best person to work with.

I can’t speak highly enough of Scott and the team at S3F.They are incredibly professional, knowledgeable, and genuinely committed to delivering the best outcomes for their clients. What really stands out is their patience and willingness to take the time to guide you through every step, ensuring you feel comfortable and well-informed throughout the entire process.The team is always responsive, approachable, and detail-oriented, making what can often feel like a complex process much more straightforward and manageable. Their support and consistency give you real confidence that you’re in good hands.I would highly recommend Scott and the S3F team to anyone looking for a reliable and supportive finance partner

Scott and the team at S3F were amazing to deal with and assisted promptly with finance options for our new car couldn't be happier with customer service and smooth process of application to approval