Also part of the S3F Group

Consulate Finance
Healthy Lending - Healthier Finance Options
RTF Financial Services - Road & Transport Finance

Welcome to the S3F Group

The S3F Group are your financial concierge. We can assist you with structuring a financial solution that meets your individual personal or business requirements

With over 56 years experience in finance between the directors we bring a broad range of experiences and a practical approach to finance. Plus a further 37 years in business to Business Management and consulting.

We can assist you with everything for your first home purchase from start to finish guiding you through every part of the process.

Home Loans
Home Loans

Our speciality is helping securing funding for first home buyers or, if you’re looking to buy a new home, we can help with that.

We can also assist you in obtaining the finance for your first investment property or your tenth investment property.

Car Loans
Car Loans

Do you need a new car either for business or personal use. we can take the stress out of that by having your finance approved and ready to go for when you go searching for a car. We can also refer you to a car buying service that could save you time and money on the purchase of your new vehicle.

Medical Industry Loans
Medical Industry Loans

Are you a doctor, dentist, pharmacist, optometrist, physiotherapist, chiropractor, podiatrist, veterinarian looking to purchase either new premises, new business or practice or complete a fit-out or in need of new equipment, we can help you arrange any of these around your cash flow.

Professional Services Loans
Professional Services Loans

We also specialise in professional services such as accountants, financial planners and law partnerships as well as real-estate businesses.

Emergency and Education Worker Loans
Emergency & Education Worker Loans

We are also industry specialists for emergency services such as police, fire brigade, paramedics and nurses as well as teachers.

What our clients have to say

    5 star review  Josh @ 360 did an incredible job with the refinance of my loan after a seperation. He took into consideration the circumstances, went above and beyond when it came to sourcing and facilitating options and approvals, and followed up when required. Even with challenges driven from my end cause major issues with timing and approval periods, Josh did not once take the easy road to prematurely finalise the agreement, striving to ensure the best outcome was gained. As a result, he has saved me thousands in interest, provided a great level of insight for the future; and I will not hesitate to use him again / recommend to every that asks me about this subject.

    thumb woody mackay

    5 star review  As first home buyers, Josh was always quick to respond to questions we had. He made the process of getting a loan quick and easy, keeping us in the loop the entire time. I would recommend Josh to anyone looking to take out a home loan.

    thumb Rohan Scanes

    5 star review  Amazing and quality service Josh was my broker for purchasing my first home. Being new to the market and not knowing much about purchasing a property, Josh was able to explain the process in a way I could understand and happily answered any questions I had. He would answer questions, provide reassurance and assist me not only during business hours, but after hours and on the weekend too if needed. He is very patient and I wouldn't have been able to purchase a house without his help! Would absolutely recommend him to anyone!

    thumb Nichayla Palme

    5 star review  I've had the pleasure of working with Josh from Strategic 360 finance over the last 2 years. Josh is super knowledgeable and easy to work with and has always tried his best to help get the best deals on the market. Josh made the process of getting a home loan easy and thanks to his hard work I have purchased my first property. Highly recommend!

    thumb Vishal Tandon

Google Reviews

Our Mission Statement

The S3F Group are a group of experienced Finance professionals who have come together to create a holistic end to end finance solution for all your personal and business finance needs

We'll help find the right home loan for you

We help you compare hundreds of home loans from more than 30 lenders.

With the S3F Group, each application is tailored to our clients specific needs.

We value our clients and their needs. You aren’t just a number to us.

The S3F Group is a boutique Finance brokerage with offices in South West Sydney, the Hills District and the Central Coast.

Our team of Finance Professionals have over 50 years combined experience in all facets of Banking & Finance.

The S3F Group offers a suite of products and services to provide our clients a complete 360 degree finance solution; tailor made based on their individual needs.

Our mantra is simple:

Become the trusted advisor to our clients;

Provide exceptional, superior customer service and provide ongoing advice and service beyond your first transaction.

Some of our services include

Home & Investment Loans (refinances too)

Every lender has a certain policy along with its own strength and weakness. We use our knowledge & experience to make getting a home or investment loan easier & less stressful for you.


Vehicle & Equipment Finance

Looking to purchase a new car? Or maybe a new piece of machinery? Regardless if you are looking for a consumer loan or a chattel mortgage, we can help. We can also assist you with Equipment finance, maybe a tractor for your hobby farm?

Commercial Lending

If you are a business owner looking to secure any sort of finance to help you grow your business, we have got 56 years of industry experience to help us find a solution for you. From purchasing a Pharmacy to purchasing a commercial property, we can help with that.

SMSF Loans

We can work side by side with your financial planner & accountant or refer you to one of our trusted partners to assist with the process of purchasing property within your Superannuation Fund. We have got access to a panel of lenders who are still interested in lending to Self Managed Super Funds despite a number of the majors withdrawing from this lending space.

Contact us and let's find the right finance option for you!

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Latest News

Handy Articles and Tips

Prepare for a Cashless Society Now

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Dubious Tax Deductions

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Claiming Interest on Investment Loans

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Who’s Looking After the Landlord?

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Parenting Teenagers During the Coronavirus Quarantine

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Will Going Cashless Send Us Broke?

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Homebuilder Scheme. Do you qualify?

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Homebuilder Scheme and what you need to know

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