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Sam Zammit, Gosh.... what can I say?? I would recommended him everyday of the week!! Sam Zammit, Gosh.... what can I say?? I would recommended him everyday of the week!! Always answers my calls, emails, and questions promptly... this is the second time I have used his services. I would never go anywhere else. I am extremely busy all the time, Sam just makes a loan process so much easier. I know I will be using him again in the future. Your the Best Sam!!! ✔ Copied review text

Strategic 360 Finance provided unequalled service and professionalism, in particular my experience with, Josh. He was always readily available and happy to help at anytime, offering the best rates and service. If you're looking for a finance specialist or advice I highly recommend Strategic 360 Finance!

Absolutely stellar service! Scott was instrumental in securing the finance needed. His expertise and dedication made the process smooth and efficient. I highly recommend them to anyone in need of financial assistance.

Exceptional Broker! Sam has been my broker for over 5 years now and has helped me with all financial aspects from personal loans to our most recent mortgage changeover. Sam recently overseen the sale and purchase of our properties and made the entire process stress free. It has been great working with Sam and he is always happy to make contact if there is something you do not understand. Sam is an exceptional broker and a truly kind person!

Mortgage & Investment Re-Finance Right from the start, Josh was transparent. His communication with us was always a priority. We were informed every step of the way. He didn't back down, even with a few hurdles. Always looking after our best interests. My wife & I are extremely happy with what Josh has organised for us. I would recommend his service to all that want a professional on their side.

We found Sam consistently goes above and beyond for his customers. So glad we used him as our broker. Highly recommended.

Excellent service highly recommended Sam is very knowledgeable. His service is impeccable Highly recommended..

As first home buyers in our early 20s with absolutely no experience, we were really keen to buy our first home together but had no idea where to start. Josh Woodhouse was an absolute lifesaver! He guided us every step of the way, providing invaluable advice and support. From explaining complex financial terms to helping us understand the intricacies of the mortgage application process, Josh was there every step of the way. Josh is extremely professional, experienced, and super knowledgeable. He was always available to chat or organize meetings whenever we had questions, which really relieved a lot of stress during the process. What sets Josh apart is that he goes above and beyond to tailor his services to exactly what we require, and no task was too difficult. He took the time to understand our specific financial situation and goals, ensuring that we found the perfect mortgage to suit our needs. We are truly grateful for his dedication and professionalism. Josh consistently checks in to ensure everything is going smoothly, even after the loan was approved. We highly recommend Josh to anyone looking for an amazing mortgage broker, especially if you're a first home buyer. Thanks to him, we achieved our dream of owning a home, and we couldn't have done it without his expertise and support!

Big shout out to Scott and his team. I have now used S3F's financial services for 3 businesses, 1 mortgage (home) and 1 commercial asset loan and each time has been a very thoroughly done deal by Scott and Linda. Each loan was complex however, with his knowledge and expertise, Scott broke it down and made it much simpler for us. As always, rates obtained were very competitive and we can't thank him enough with his negotiation skills. I strongly suggest anyone who is thinking of going up against lenders themselves to consider reaching out to Scott and his team first, as they will make this process so much easier and save you much more in the long run. To Scott and Linda, thank you so very much to the both of you for assisting me with all of my acquisitions.

I’d like to say thank you Josh for your expertise and patience throughout this process. You have been fantastic from the beginning to end. Thanks for always answering our questions and always with a smile (yes that does show through emails too 😀). I would highly recommend Josh as someone who goes above the requirements and always in a timely manner. He makes you feel as though you’re family; therefore important. Thanks again Josh.

Professional, Reliable and Refreshing! Josh was an absolute pleasure to do business with. He would always go above and beyond to ensure our needs were met, answered any questions in a timely manner and would think outside the box to exhaust every opportunity in order to meet our requests. I would highly recommend Josh to anyone that needs financial advice, and we will continue to use his services for any future business. Thanks Josh for your professionalism, personalised service, and being all-round top bloke!

A while ago my fiend told me about an amazing mortgage broker who helped her with securing her mortgage when she was buying her property. So when we started thinking about a new family home I asked for his contacts. This broker was Josh Woodhouse and, my friend was absolutely right, Josh is amazing. He walked with us the entire journey from our first thought about a new home and till we actually bought the house. And, as he said, our journey does not stop there, as he will be touching base every few month. Josh was providing an exceptional service by answering all our questions and carefully listening our wishes. Our process of buying our new house was quite lengthy, but Josh was always very patient and never pushed us to speed up the process. I highly recommend Josh, he will guide you through the important and often stressful home buying process.

Our first time needing finance and our situation was quite complicated. I couldn't recommend Josh more highly, he helped us every step of the way.

Josh’s expertise in his field was clearly evident in each interaction. He ensured we received the most up to date information and guided us through the loan process every step of the way. He was always available to answer any and every question we had and always took the time to ensure we understood our options. He truly went above and beyond and we cannot recommend him highly enough, especially for first home buyers. We look forward to working with him again on our next purchase.

Brokerage Service. Josh was amazing throughout my entire experience of obtaining a home loan. He is so efficient with responding and really went the extra mile for me. I appreciate all the diligence and care that Josh provides and I highly recommend him.

I would recommend Josh without a second thought. He made our first home buying experience easy and always kept us up to date throughout the whole journey. He was always available to chat whenever we had any questions and relieved a lot of the stress along the way. Josh is definitely the person you want if you are after a mortgage broker. Thank you again Josh for your amazing work!

Excellent Refinance Experience. We recently decided to refinance with Josh as an alternative to going to a bank directly as we just felt we needed better advice, clearer communication and a personalised approach for our specific needs. Josh guided us through every hurdle and gave us sound logical options for our decisions. He often took much time to talk about options or provide us with product summaries which really gave us a true understanding of the market. We felt that we were well informed and we were able to take into account many options and many products which were investigated by us to suit our needs. We were able to investigate many refinance products which Josh had suggested to eventually give us the deal that we were looking for. Also many of the cumbersome and time consuming tasks of obtaining contracts and waiting on processes were done instantly in a time effective digital format. Contracts sited, signed and done in a matter of hours not days. Josh gave us clear and concise timelines and precise steps with the correct information so we never felt like we had been mixed up or lost along the way. It’s so much better to have prompt advice and clear steps to this process, it is much better than relying on one person in a bank that maybe unavailable to give you this personal service because they have simply have to much other work to perform. A notoriously boring and time consuming task was made easy with clear steps that eventually led to the refinance deal we wanted. Josh gave us a prompt response when required to place us back on track and finish the task! Highly recommended👍

Josh was absolutely amazing in helping us achieve our first home loan. He was very helpful in breaking down terminology, and helping us understand the differences between each option. He frequently told us what to expect, explaining each step along the way and always kept us updated. 100% would recommend Josh as a broker.

Josh from S3F Group is a very professional individual. Incredibly prompt and precise. We are very happy with the way our home loan was arranged.

Amazing customer service from start to finish. Josh was incredibly helpful and efficient in securing our home loan. He supported us (with great patience) all the way through to settlement. Would highly recommend!

I have known Sam for many years and have had all my home loans done through him. Sam makes the process easy and I am confident he will find me the best loan which suits my financial situation. Sam is available at any time for help and advice. I am looking forward to dealing with him in the future.

We had a very positive experience working with Josh to secure our home loan as first home buyers. Josh was very professional and patient, he ensured we knew every step of the process and was fantastic at communicating. Thanks to Josh’s expertise, we were able to secure a loan and purchase our very first home. We highly recommend Josh to anyone looking for a broker!

Josh did a fantastic job in getting my Mortgage refinanced, he was very friendly, professional and most of all successful. I have absolutely no hesitation in recommending Josh and his team. Thanks Josh.

My partner and I were recommended to Josh Woodhouse to help assist and guide us in the process of attaining a mortgage. Josh was extremely helpful and professional throughout the entire process. As first time buyers, we had very little knowledge but Josh assisted in every step of the process ensuring we had a smooth experience. Josh was highly responsive to questions and all messages and continued to go above and beyond. We couldn't thank Josh enough for all his work and helping us secure our first home! 🙂

I highly recommend Scott Woodhouse for pharmacy lending. Scott is an expert in his field, was very professional but also down to earth. During the lending process, I had many questions, uncertainties and doubts but Scott was able to clear any confusions using his vast knowledge and experience. He could already see the ending as soon as it began, and for a first-time pharmacy purchaser, this was a highly valuable service and asset to have. Thank you Scott and the S3F team!

Our experience with S3F has been amazing, without Scott I honest don’t think we would have what we have today! Everything is so professional yet comfortable and Scott worked in round our work and family commitments. We can not thank him enough for what he has helped us achieve in particular the last 6 months

Josh is friendly, knowledgeable, reliable and available. Everything you need in a broker and more! Who knew the process of obtaining finance could actually be enjoyable!

Excellent service, above and beyound expectations. Our house purchase journey was long, a full year and Josh has been with us every step of the way, always available to answer any questions we had, advising on best options. What was especially important for us is at no point we felt any pressure from Josh to speed things up. Quite the opposite, once he understood what are the most important factors for us in our financial planning he encouraged us to not rush things. And as it often happens in life - at the end of a long marathon we had a bit of a sprint, things had to be done quickly. Once again Josh was our guide and made sure everything was ready for the settlement on time despite a couple of small hurdles that as always appeared where you least expect them. We are very happy with Josh's service and appreciate his in-depth knowledge, personal approach and patience. We will definitely be recommending him to anyone who might be asking for a referral.

I highly recommend Josh Woodhouse from SF3 Finance. He has assisted me with getting a mortgage loan approved very quickly which helped me to secure a purchase of my house. Practical, fast and responsive.

Hi Scott and Linda Just wanted to say Thankyou for all your amazing hard work in helping us buy the property in Kununurra. We really appreciate you going the extra mile and will highly recommend you to anybody looking to obtain finance. Your professional and personal approach made the process so much easer than it could have been All the best Mike and Stacey