Josh was extremely helpful with guiding us through the home loan process. He was very thorough in all his communications and delivering the final product. Thanks so much Josh for making our process so smooth and streamlined.

I cannot recommend Josh enough for his exceptional service as a mortgage broker. From the very start, Josh has been incredibly supportive, understanding, and flexible in meeting my needs. He goes above and beyond to tailor his services to exactly what I require, and no task is too difficult for him to handle. I am truly grateful for his dedication and professionalism. Josh consistently checks in to ensure everything is going smoothly, and his follow-up services are unparalleled. His proactive approach and genuine care for his clients make him stand out in the industry. Thank you, Josh, for your outstanding support throughout this process. - Posting on behalf of my Father-In-Law Nigel Letton 2024

I’ve had the pleasure of working with Josh for close to a year now. As it was the first purchase for me and my wife, we were very conservative with our approach. But Josh was patient with us and in the end got us a good deal that we’re happy with. Would not hesitate to recommend him.

A very thorough and professional service, my case was not straight away however; with all issues Josh has handeled it with atmost care and given the best output, Thank you Josh.

Sam Zammit got us a great deal on our loans and it was a very smooth easy process. Highly recommended.

Josh was very good to deal with and made the process simple. I highly recommend Josh and the S3F Group.

I can't recommend Josh Woodhouse highly enough. As a first home buyer who felt completely out of their depth, Josh made the process so much easier, he was patient and explained everything clearly making sure I understood every step of the way. He always went above and beyond, was always available when I needed guidance and made me feel supported and confident working with him!

I can't recommend Josh highly enough. He worked very hard to help us change banks and get a much better mortgage interest rate. He is happy to answer any questions that we had and come out to see us at home to go over all the paper work. Very professional and we will be using him again in the future.

Always amazing!! Sam has been a massive asset to the development of our property portfolio. He has a deep understanding of the loan structures and borrowing arrangements for so many lenders across all states and always ensures that he finds the best possible options for us. Our last purchase was a complex new build that had multiple Covid delays and at no time did Sam ever complain about having to go through all of the paperwork again and again as we needed to keep extending loans and then reapplying. Thank you Sam for always being cool, calm and able to reassure us that we would get the bets outcome in the end, no matter how difficult the situation appeared at times.

Genna from S3F Group was honestly awesome to deal with. She made the whole process so much easier than I expected and was always there to answer any questions (no matter how small).She explained everything in a way that actually made sense and kept me in the loop the whole time, which I really appreciated. You can tell she genuinely cares about getting the best outcome and not just rushing things through.Super easy to deal with, friendly, and just really good at what she does. I’d definitely recommend Genna to anyone looking for a mortgage broker

I received friendly, helpful and prompt service from Genna! She followed up on various issues and kept me informed of my loan's progress, regularly. I am very happy with her service; and would highly recommend her to anyone!!

We have been using Josh & Scott for a few years in personal and business accounting. Nothing has ever been too difficult, even with the most complex loan applications. They have always solved any issues we have had securing loan. They are very professional and have assisted us with our portfolios

Josh, always supportive and in dead end moments he pulls a rabbit out of his hat. Really pleased had business with you. Thank you.

I highly recommend Scott Woodhouse for pharmacy lending. Scott is an expert in his field, was very professional but also down to earth. During the lending process, I had many questions, uncertainties and doubts but Scott was able to clear any confusions using his vast knowledge and experience. He could already see the ending as soon as it began, and for a first-time pharmacy purchaser, this was a highly valuable service and asset to have. Thank you Scott and the S3F team!

Fantastic support and guidance from Josh. Josh was on top of everything at all times, we were never waiting for answers. Josh made everything easy and simple

All class! Would fully recommend Josh Woodhouse as a mortgage broker to anyone I know. His communication and expertise were top notch and he made the process of getting a mortgage a breeze. Josh was also very approachable which was important for me seeing as it's the first time I'd got a mortgage. Fully recommend to anyone looking for a broker!

Josh Woodhouse is an excellent broker. Answered all questions in a timely manner, kept me up to date throughout the whole process and always had my best interest at heart. Would highly recommend to anyone!

Excellent service, above and beyound expectations. Our house purchase journey was long, a full year and Josh has been with us every step of the way, always available to answer any questions we had, advising on best options. What was especially important for us is at no point we felt any pressure from Josh to speed things up. Quite the opposite, once he understood what are the most important factors for us in our financial planning he encouraged us to not rush things. And as it often happens in life - at the end of a long marathon we had a bit of a sprint, things had to be done quickly. Once again Josh was our guide and made sure everything was ready for the settlement on time despite a couple of small hurdles that as always appeared where you least expect them. We are very happy with Josh's service and appreciate his in-depth knowledge, personal approach and patience. We will definitely be recommending him to anyone who might be asking for a referral.

Josh is such a nice, knowledgeable person. We received sound advice which we valued. Josh was able to put together a package that suited us perfectly. He listened and understood. He has been recommended to friends and family.

Excellent Service. I've contacted Josh thanks to a recommendation of a friend. Josh helped with refinancing my two existing mortgages and securing another one to purchase an investment property. He found a cheaper and more affordable product for me. Needless to say, I will own my home sooner. Communication with Josh was always prompt and clear. The process of re-financing and purchasing a new property at the same time was truly a stress-free experience. Thank you very much Josh, and till next time

Brilliant experience with Liam at 360 Finance, very impressive & very informative. I was hesitant to speak to 360 finance as I wasn’t sure what they were all about and if they were as good as they made out to be. From this I was greeted over the phone by Liam. Liam was very fast to contact me and made me feel very comfortable throughout the experience. Liam was very patient with me and with the lender. I could not recommend someone more. So happy with my new car & with the process of applying etc. Don’t hesitate to use 360 ! #lifeupgraded #360finance_au

Working with Josh has been a great experience. They took the time to understand our situation, explored every avenue, and delivered exactly what we had hoped for. They turned a typically stressful process into a seamless win. Thank you, Josh, for going above and beyond for us!

I’d like to say thank you Josh for your expertise and patience throughout this process. You have been fantastic from the beginning to end. Thanks for always answering our questions and always with a smile (yes that does show through emails too 😀). I would highly recommend Josh as someone who goes above the requirements and always in a timely manner. He makes you feel as though you’re family; therefore important. Thanks again Josh.

Very professional and humble.

Great service, very professional and made things very easy.

As Joe Esposito would say - “you’re the best around” Josh is 10/10. Communicates quickly and accurately, and will generally get you updates before you even think to ask for them. Can’t beat him.

Buying a first home can be daunting at the best of times, and we ended up doing this in the absolute worst of times amidst lots of stress and grief. But the experience was made so much easier and more reassuring with guidance from Josh as our broker. We are so grateful we had his expertise, genuineness, responsiveness and commitment to help with every question, hiccup, or process along the way. We always felt we were in good hands, and look forward to working with him and his team for any future needs.

Working with S3F Group was a really positive experience. From the start, the team was approachable, professional, and genuinely interested in helping me find the right financial solution. They took the time to explain everything clearly, answered all my questions, and tailored their advice to suit my personal and business needs. I felt supported throughout the whole process, and their communication was consistent and reassuring. It’s not easy navigating finance, but they made it simple and stress-free. I’d definitely recommend S3F Group to anyone looking for trustworthy and experienced financial guidance.

Josh Woodhouse helped us get into the housing market and secure our first home! He had a vast knowledge of all the options available for us, and helped us secure a loan that suited our needs. He was always patient and understanding, answering all of our questions no matter how small. Josh was excellent through the entire process, and made a very daunting time run incredibly smoothly. We will definitely be coming to Josh for any future loans or finances!

From start to finish Josh has been so helpful and very responsive, really can’t speak highly enough of him and the service. We’ve had nothing but a positive experience.