S3F can advise on the best business loan products to fund your business growth and finance business initiatives.

There is a choice of repayment options to suit your cash flow requirements as well as the choice of fixed or variable interest rates.

Business loans are available with loan terms of more than one year.

There is a range of interest rate options including:

Fixed rate – for loans with terms of between one and seven years. Offers the security of fixed payments and security from upward rate movements. The fixed rate is residentially secured with interest rates linked to the home loan interest rates and terms of between one and five years.

Variable rate – provides the flexibility to make and redraw funds paid in addition to the minimum loan repayments. This rate benefits from any downward movements in interest rates.

There is the flexibility to: