At times it can be restricting and costly to have all your business and personal banking with just one institution. RTF’s large network of commercial bank lenders gives us the ability to reorganise your banking in a way that suits your needs and gives you more financial freedom.

Transactional banking means that while you do your daily transactions with one lender, your mortgage and investments are with another. Split banking simply means that “all your eggs are not in one basket” or tied up with just one bank.

Options would include benefits such as greater freedom to borrow, reduced fees, a commercial manager assigned to your portfolio as well as various other facilities specific to the chosen lender.